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Installing a spark arrestor on your home’s chimney is an essential task. It reduces fire risk and ensures your chimney is compliant for insurance and building code purposes. Not having a spark arrestor could invalidate your home insurance or cause snags when it comes to a house sale.

If a storm or other natural disaster occurs in your area, you may not have immediate access to help. According to the U.S. Federal Emergency Management Agency, keep a disaster preparedness kit in your home with enough essentials to sustain your family for at least 72 hours. Put this in an easily accessible location to have it handy in case anything unthinkable happens.

Lightning can cause massive damage, fires, and openings for other threats like bugs or fungal diseases. Barring any large fires or explosions, it’s difficult to tell how much damage a lightning strike has done until after a thorough inspection. Contact local authorities immediately if lightning strikes a tree in your yard and it causes a fire or explosion.

In most cases, having a fire hydrant installed on your property, whether it’s maintained by you personally or your municipality, will reduce your insurance premiums. Its proximity to any buildings on the property will reduce the time it takes to put out a fire, thus reducing the resulting damage.