No, homeowners insurance does not typically cover moving expenses. Homeowners insurance provides coverage and pay-outs if you experience damage to the home you currently live in. You’ll need to save separately for moving expenses like hiring movers, renting a tow truck, or shipping your belongings.

The first step in moving a house is to provide blueprints and assess which parts of the house you can move. The next steps are obtaining permits, inspecting the structure, securing road permits, and getting bank approval.

When it's time to move, professionals can prepare the house by disconnecting utilities, removing items, and adding support braces. The house is then lifted with steel beams, jacked up, and placed on dollies for transport. Once it’s at the new location, it gets lowered onto the new foundation, utilities get reconnected, and additional features, like porches or garages, are added.

Logistics companies are responsible for planning, coordinating, and managing the transportation of goods. They serve various clients and industries, typically offering truck, air, or ocean freight transportation. Movers, on the other hand, usually only serve individuals or small businesses. They are the professionals responsible for physically executing the move, performing tasks such as packing, loading, transporting, and unloading belongings. 

There are several effective ways to save money when hiring a moving company, primarily by handling some tasks yourself and being strategic with scheduling. Consider these methods:

• Pack Your Own Belongings: You can significantly reduce costs by packing and protecting your items yourself. This includes wrapping delicate items, organizing them into boxes, and taping the boxes closed. You can use towels, clothes, and suitcases to pack belongings and protect breakables.

• Provide Your Own Materials: Source free packing materials from friends and family, or reuse boxes and bubble wrap from a previous move.

• Schedule Strategically: Book your move well in advance. Rates are often lower if you schedule your move on a weekday during the off-season, which typically runs from October through April.

• Compare Quotes: Get moving quotes from at least three professional movers in your area. This allows you to compare services and choose the best value.

• Ask for Discounts: Inquire if the moving company offers any special coupons or deals.

• Purchase Moving Insurance: Protect your investment by purchasing moving insurance, especially for expensive or antique belongings.

• Divide the Labor: While you can save money by packing, it's wise to leave the more dangerous and physically demanding work—like loading, unloading, and moving heavy furniture—to the professionals.