Get matched with top sump pump installation pros in Shiloh, IL

In most cases, standard homeowners insurance policies do not cover damage from a sump pump failure or overflow. Coverage for water damage is often limited to sudden, unexpected events like a burst pipe that was not caused by negligence. To be covered for sump pump issues, you will likely need to purchase a specific rider, endorsement, or additional water backup insurance. If your insurer offers this type of coverage, they may require proof that your sump pump is regularly maintained.

A sewage ejector pump is necessary if you have any plumbing fixtures, such as a bathroom, laundry room, or sink, located below the level of your home's main sewer line. Standard plumbing relies on gravity to move wastewater and solid waste to the municipal sewer or septic tank. However, for fixtures located below grade (e.g., in a basement), gravity is not sufficient.

The purpose of a sewage ejector pump is to actively pump this wastewater and solid waste upward into the main sewer line. Without an ejector pump in this situation, wastewater would have no way to exit and would eventually back up, causing a sewage overflow or flooding in your basement. If all of your home's plumbing is on the main floor or higher, gravity can handle the drainage, and an ejector pump is not needed.

Yes, a well-maintained sump pump can increase a home's value and make it more desirable to potential buyers; it does not lower property value. By protecting the basement from flooding and water damage, a sump pump provides peace of mind and can make the space usable for storage or as an extra room. For buyers interested in homes with basements, a working sump pump is a significant feature that adds value by ensuring the space is secure and less likely to flood.

To maintain your sump pump, start by checking it every three to four months to ensure it’s in working order. Clear any debris from the pit because blockages can prevent the pump from operating efficiently. You should also test the pump by pouring a bucket of water into the pit. If it turns on automatically and drains the water, it’s functioning correctly. Inspect the discharge line for clogs, and ensure it directs water away from your home. Once a year, clean the pump itself, and consider having it professionally serviced for optimal performance.