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Heartland Payroll & HR Solutions

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Heartland Payroll & HR Solutions

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Employee Management that focuses on unrealized tax credits, cash flow and compliance. Whether you are looking for a simple payroll solution or a complete hire to retire workforce management solution, myself and Heartland are here to help. Applicant Tracking, Electronic Onboarding, e-Verify, Scheduling, Timekeeping, Accrual Tracking, Payroll Processing, HR Administration. Video: https://www.youtube.com/watch?v=yvDotpAluqc

Employee Management that focuses on unrealized tax credits, cash flow and compliance. Whether you are looking for a simple payroll solution or a complete hire to retire workforce management solution, myself and Heartland are here to help. Applicant Tracking, Electronic Onboarding, e-Verify, Scheduling, Timekeeping, Accrual Tracking, Payroll Processing, HR Administration. Video: https://www.youtube.com/watch?v=yvDotpAluqc



Sherbut-Carson-Claxton, LLC

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Sherbut-Carson-Claxton, LLC

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46 years of experience

Sherbut-Carson-Claxton, LLC was originally formed by Jim Sherbut and Keith Carson in 1979 under the name Sherbut & Associates, Inc. to provide civil engineering and land surveying services to municipal and industrial clients, contractors, land developers, and other A/E firms. The firm is now owned and operated by David Claxton, PE, PLS with Keith Carson, PLS serving as land surveying and land development consultant. Sherbut-Carson-Claxton, LLC has the necessary professional experience, licenses, and qualified staff to provide all types of civil engineering and land surveying services in Missouri and Illinois.

Sherbut-Carson-Claxton, LLC was originally formed by Jim Sherbut and Keith Carson in 1979 under the name Sherbut & Associates, Inc. to provide civil engineering and land surveying services to municipal and industrial clients, contractors, land developers, and other A/E firms. The firm is now owned and operated by David Claxton, PE, PLS with Keith Carson, PLS serving as land surveying and land development consultant. Sherbut-Carson-Claxton, LLC has the necessary professional experience, licenses, and qualified staff to provide all types of civil engineering and land surveying services in Missouri and Illinois.



Farmers Insurance

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Farmers Insurance

2.00(
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Customers say: Terrific value
Free onsite estimate

We do more than just provide coverage. We sit down with you to explain your coverages and offer you options that you may be interested that fit your needs. Not everyone's Family Protection Plan is the same. We make suggestions so that you know where your insurance dollars are being spent. When a loss happens, that is not the time to review your policy. Let's do it today! Planning is your best protection against the unexpected in life.

We do more than just provide coverage. We sit down with you to explain your coverages and offer you options that you may be interested that fit your needs. Not everyone's Family Protection Plan is the same. We make suggestions so that you know where your insurance dollars are being spent. When a loss happens, that is not the time to review your policy. Let's do it today! Planning is your best protection against the unexpected in life.



Colgate Design+Build

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Colgate Design+Build

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106 years of experience

Colgate Design+Build is a full service construction company that can build entire homes or simply provide service for small jobs around your present home. No job is too large or too small. We have been in business since 1919, serving the entire metropolitan area. We offer free estimates & never charge trip fees.

Colgate Design+Build is a full service construction company that can build entire homes or simply provide service for small jobs around your present home. No job is too large or too small. We have been in business since 1919, serving the entire metropolitan area. We offer free estimates & never charge trip fees.



THOUVENOT, WADE & MOERCHEN, INC.

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THOUVENOT, WADE & MOERCHEN, INC.

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79 years of experience

Thouvenot, Wade & Moerchen, Inc. (TWM) provides Civil & Structural Engineering, Land Surveying, and Planning Services to the St. Louis metropolitan area, as well as throughout Missouri, Illinois, and the Midwest. Since our inception in 1946, we have diversified into five primary disciplines – Structures, Transportation, Land Development, Water / Wastewater, and Surveying.

Thouvenot, Wade & Moerchen, Inc. (TWM) provides Civil & Structural Engineering, Land Surveying, and Planning Services to the St. Louis metropolitan area, as well as throughout Missouri, Illinois, and the Midwest. Since our inception in 1946, we have diversified into five primary disciplines – Structures, Transportation, Land Development, Water / Wastewater, and Surveying.

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Land Surveying questions, answered by experts

A few different types of land surveys can help determine certain features and boundaries of your property. These include:

  • Boundary surveys describe the actual borders of a property. These are generally required when trying to get construction permits issued. 

  • Location surveys provide much of the same information as a boundary survey but also include in-depth information about any improvements made to your property. 

  • Mortgage location surveys are usually required by lenders and title companies before financing or offering an insurance policy. 

  • Site-planning surveys are done before applying for building permits and can be issued before any major home improvements. 

  • Topographic surveys provide a formal map of land elevations. It can also describe the location and size of natural features and any land improvements.

Several government-backed lending programs can help first-time home buyers purchase a home with little money down. FHA, USDA, and VA loans are options for qualifying borrowers, though many conventional mortgage lenders will lower down payment rates to as low as 3 percent.

If you’re planning to dig on your property, you’ll need to check for underground utility lines. Call the national call-before-you-dig 811 number. Once connected to an operator, you can schedule a site visit to mark underground lines. This way, you won’t accidentally dig into pipes and can cause major (read: costly) issues.

If you or your mortgage lender think your land survey needs to be more accurate, double-check the survey report and get at least a second opinion from the original surveyor and an inspector, if possible. Although it’s unlikely, even reputable surveying companies can make mistakes. An inaccurate survey can cause problems down the road in the case of any property line disputes, so it’s best to resolve any inaccuracies as quickly as possible.

Land surveying can help give clear guidance on your property boundaries for numerous situations. And in some cases, having your land surveyed is a requirement. Some common reasons to have your land surveyed include:

  • Planning for construction projects, like building a fence

  • Locating utilities, such as plumbing fixtures

  • Settling property line disputes 

  • Creating subdivisions 

  • Meeting mortgage requirements

  • Selling your property

The Shiloh, IL homeowners’ guide to land surveying services

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