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Avatar for AnDel Appraisals
AnDel Appraisals
5.0(
5
)

Serving Harvard, IL and surrounding areas

In business since 2014

Free estimates

Emergency services offered

AnDel Appraisals is one of the most reputable companies for getting a home appraisal in Chicago IL. Our team consists of licensed home appraisers with over 23 years of experience in the Chicago real estate market. We have completed thousands of home appraisal reports and maintained great relationships with every client. Moreover, we have been placed on the panel of some of the largest banks in the country. We take pride in our ability to provide same-day quotes and a quick turnaround time of 3 days. Call us today for a free quote on your next home appraisal.

Response time10 hrs
Response rate85%
Avatar for Jeff Kropp-The Home Buyer Agents
Jeff Kropp-The Home Buyer Agents
4.7(
43
)

Serving Harvard, IL and surrounding areas

In business since 2001

Free estimates

Emergency services offered

"Jeff was extremely professional and well informed. I was buying a property in Chicago, Il, however I live in California, so his help was extremely valuable during the process of purchasing. He was able to guide me and negotiate a reasonable price for my condo as well as help direct me through the Chicago buying process. He was always responsive and provided details I would never have thought of. I recommend him highly! Thank you, Jeff!"
Chicago and Burbs
Clients All Over Suburbs
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+3

Recommended by100%of homeowners
Avatar for Chicago Estate Repair and Liquidation
Chicago Estate Repair and Liquidation
4.4(
38
)

Serving Harvard, IL and surrounding areas

In business since 2013

Credit card accepted

"I purchased a big deal for handyman services by Chicago estate and retail. Jose and his son were excellent! They were punctual, courteous.and skilled. While Jose's son assembled a bench for my entryway, Jose worked on repairing a cracked wooden door in the guest bedroom. Jose applied wood filler in the crack and then painted over it. The door looks great! Jose then installed crank handles on my kitchen windows. Lastly, Jose looked at the cracked paint on the window and door casements throughout my house as well as some damaged drywall, and quoted a very fair price for the work. I highly recommend Jose and his son and will definitely use them for my next home project.
"
Recommended by90%of homeowners
Avatar for Fundamental Property Management
Fundamental Property Management
4.3(
37
)

Serving Harvard, IL and surrounding areas

In business since 2006

Free estimates

Emergency services offered

"We rented from Fundamental Property Management two years ago and could not be happier with the level of responsiveness and professionalism we have received. When we were moving in we asked if additional cleaning could be done, I simply wasn’t satisfied with the previous tenants attempt, and they immediately jumped into action. When the dishwasher broke we had an instant response from the company and waited the normal amount of time for a replacement. They purchased a quality unit which to me says they care about the longevity of their appliances and care for the needs of their tenants. Thank you Fundamenal Property Management for your care and time with our needs!"
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+3

Recommended by80%of homeowners
Avatar for HomeSpecs
HomeSpecs
5.0(
7
)

Serving Harvard, IL and surrounding areas

In business since 2008

Free estimates

Emergency services offered

"It was a very good service. It was nice and quick. He provided the details and he found the issue, he provided the feedback of the house to the previous owner and there is no issue. He is precise and specific, inspect every detail of the house, he helped us to estimate the furnace, old pipes before gone into this thing, and it is very helpful to us a lot. I would recommend him to any other people who would be needing any inspection in their real estate property. Very professional kind of customer service. Very good price and very affordable."
Recommended by100%of homeowners
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Property Appraiser questions, answered by experts

The entire appraisal process takes from seven to 10 days. This timeline accounts for the many steps of the appraisal process, including the post-inspection report completed by the appraiser.

Home appraisal services include the following tasks:

  • Inspect home interior and exterior

  • Evaluate materials, features, fixtures, and renovations

  • Review comparable properties

  • Write an appraisal report

A property valuation, sometimes called a comparative market analysis or CMA, provides a real estate expert’s opinion on how much your property will sell for. It takes many things into consideration, like the condition and location of the home, but ultimately, all that matters for a property valuation is what a buyer might be willing to pay for the property. An appraisal is more concerned with determining the value. A valuation is to estimate what you’ll get for a property, while an appraisal helps a lender establish loan-to-value ratios and loan amounts.

Depending on the size of the home, the appraisal itself can take several hours. After the appraiser’s visit is complete, it can take between a few days and a few weeks to get the report back. This timeline is largely dependent on the appraiser’s workload, research requirements, efficiency, and other factors.

Whether or not new windows increase property taxes depends on where you live and by how much your upgrade increases your home’s value. Smaller projects likely won’t result in increased property taxes, but it’s always a good idea to err on the side of caution and check. Contact your local county appraisal department for the most accurate information about property taxes in your area. 

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

The Harvard, IL homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.