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Avatar for Stoffel's Restoration and Construction
Stoffel's Restoration and Construction
4.9(
8
)
Shelter or Outbuilding - Build

Serving Harvard, IL and surrounding areas

Approved

In business since 2014

Free estimates

Credit card accepted

"Brandon is the first contractor we have hired who showed up (early) was meticoulas with his craftsmanship AND did a beautiful job. Building inspectors commented on our deck saying it was the most beautiful and structurally sound deck they have ever seen! I love my deck and will use Stoffel for all my carpentry and building needs."
Response time3 days
Recommended by100%of homeowners
Avatar for T&K Builders LLC
T&K Builders LLC
4.0(
8
)
Find a Custom Home Builder

Serving Harvard, IL and surrounding areas

Approved

In business since 2024

Emergency services offered

Warranties offered

"I had a great experience working with T&K Builders. Their team was professional, reliable, and extremely knowledgeable from start to finish. Communication was clear throughout the entire project, timelines were met, and the quality of workmanship truly shows in the final result."
Mall Dr Shell remodel
10 neighbors recently requested a quote
Avatar for Fogarty Home Improvement, LLC
Fogarty Home Improvement, LLC
4.9(
17
)
Shelter or Outbuilding - Build

Serving Harvard, IL and surrounding areas

In business since 2009

Free estimates

Warranties offered

"Both my wife and I were extremely pleased.  Excellent work.  Very professional and courteous.
John cares about pleasing his customers and it shows in his work. We will not hesitate to use him in the future.
"
Front Door
Outdoor Room
Kitchen
Recommended by100%of homeowners
Avatar for GF Company
GF Company
4.6(
152
)
Shelter or Outbuilding - Build

Serving Harvard, IL and surrounding areas

In business since 1974

Free estimates

Credit card accepted

"we had a large double window two windows one opening replaced they did a a good job made that room much warmer in winter which is what we were after it is now the warmest room in the house in the winter which is good as it is the room we spend most our time in. will defiantly be having them out to price gutters when we are ready in the spring."
Additional Photos
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+19

Recommended by93%of homeowners
Avatar for Castle Construction
Castle Construction
4.9(
9
)
Shelter or Outbuilding - Build

Serving Harvard, IL and surrounding areas

Free estimates

Credit card accepted

"Alex was here on time. Did a great job replacing the damaged column and secured it in place, as it apparently wasn't when the house was built. Cleaned up the mess and even sent me pictures of the progress."
Kitchen and Bath Remodeling Project
Remodeling - Kitchen & Bathroom Project
Decks and Porches Project
Landscaping Project
Kitchen and Bath Remodeling Project

+64

Recommended by100%of homeowners
Avatar for Chicagoland Builders
Chicagoland Builders
4.2(
20
)
Find a Custom Home BuilderFind a Modular Home BuilderShelter or Outbuilding - Build

Serving Harvard, IL and surrounding areas

In business since 2002

Free estimates

Credit card accepted

"The worked was performed on time and on budget. There are only 2 elite preferred providers of James Hardie Siding in the Chicago area. Chicagoland Builders performed the work for a fraction of the price that the other elite preferred provider proposed, and the work was done beautifully. I would definitely use Chicagoland Builders again."
Additional Photos
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After
Recommended by80%of homeowners
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Home Building questions, answered by experts

The average cost to build a modular home is around $270,000, and most modular homes total between $180,000 and $360,000. Of course, this price varies significantly by location, and the price tends to follow the cost of living in the area. There are quite a few other factors at play that can affect your pricing, including the following:

  • Number of bedrooms and bathrooms

  • Site preparation, including land clearing and leveling

  • Type of foundation

  • Utility connections

  • Cost of building permits

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

Yes, you can finance cottage construction through several options. Construction loans provide funds in stages as work progresses, while home equity loans or lines of credit are available if you have existing property. Some lenders offer a combined construction and permanent mortgage. Always review loan terms and payment milestones before committing.

To get a quote from a builder or general contractor, contact them over the phone or online and explain your project. If you already have house plans drawn up, they’ll need to review them to determine the project's scope before providing you with a quote. Ask for your quote in writing and compare quotes from several pros before choosing the best one for your needs.

Start by researching local contractors with experience in cottage construction. Ask for references, check licensing and insurance, and review completed projects. Compare multiple bids, making sure each includes the same scope of work. A good contractor will communicate clearly, provide a detailed contract, and ensure all work meets code and safety standards.

The Harvard, IL homeowners’ guide to home building services

From average costs to expert advice, get all the answers you need to get your job done.