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Dave Navarro Construction
5.0(
2
)
Brick or Stone Fireplace (Gas) - InstallBrick or Stone Fireplace (Gas) - RepairBrick or Stone Fireplace (Non-Gas) - Install+9 more

Serving Bancroft, IA and surrounding areas

In business since 2010

Free estimates

"The workmanship was excellent. The work was completed within the time frame agreed upon as well as the price quoted. Everything was done very professionally from start to finish. I HIGHLY recommend Dave Navarro Construction for any interior remodeling. I will definitely use him again - without hesitation."
Recommended by100%of homeowners
Fireplaces questions, answered by experts

Homeowners insurance may cover chimney leaks, repairs, or replacement, but coverage depends on the cause of the damage. If the chimney is damaged by a sudden, covered peril like a lightning strike, storm, hail, fallen tree, or an unexpected fire, your policy is likely to cover the costs. However, insurance generally does not cover damage resulting from normal wear and tear, old age, or a lack of proper maintenance, such as failing to perform regular cleanings and inspections. If a fire or other damage is caused by a known issue you didn't address, the claim may be denied. Additionally, some policies may have specific exclusions for events like high winds or earthquakes.

Both wood stoves and fireplaces are effective at heating, but wood stoves are more efficient, meaning more of the fuel is converted to heat rather than lost. Wood stoves, depending on the capacity, can also heat larger spaces, while fireplaces are better for heating smaller areas, like an individual room.

Running a gas fireplace costs approximately $0.35 per hour for natural gas and $0.62 per hour for propane, though these figures can vary significantly based on fuel prices in your area. On average, the annual cost to run a gas fireplace is between $400 and $640. The exact impact on your utility bill depends on several factors, including how often you use it, the size of the room you're heating, and the fireplace's BTU rating. Some models with a constantly running pilot light will consume a minimal amount of energy even when off, although many modern fireplaces do not require one. If you are looking for a more energy-efficient option, consider an electric fireplace.

The cost to replace a chimney damper ranges from $160 to $520, depending on the type of damper and the complexity of the installation. If you're looking to repair an existing damper, expect to pay around $100 and $225, depending on the extent of the damage and your location. Hiring a professional ensures proper installation or repair, which can help maintain energy efficiency and prevent drafts, making it a worthwhile investment for long-term savings.

You can, but you shouldn’t. While you can still start a fire in your fireplace, the smoke and other fumes won’t have a proper way to escape if the flue is cracked. By continuing to operate your fireplace, wood stove, or furnace, you are putting your home at risk of absorbing toxic byproducts of the fire source.

The Bancroft, IA homeowners’ guide to fireplace services

From average costs to expert advice, get all the answers you need to get your job done.