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A fireplace hearth is necessary in most areas per building codes, especially for gas and wood-burning fireplaces. Electric fireplaces may not require a hearth, so check local building codes or ask a pro for guidance if you’re leaning toward electric. A fireplace hearth can decrease the risk of flying embers creating a fire and burning your home down. That’s why fireproof material, like tile, is used for the hearth.

In some cases, you can use a fireplace once the insert has been removed. However, before burning a fire, you must have a professional inspect it and the chimney to make sure they're functioning properly and no damage has occurred from removing the insert. That’s because using a fireplace without an insert could create fire hazards due to issues with airflow and heat dispersion, depending on the fireplace design and material. A professional can advise on whether you should make certain repairs or modifications before using your fireplace as an open hearth.

An annual inspection can ensure that a fireplace is in proper working order to avoid fire hazards and the release of carbon monoxide into the home. Not all fireplace issues, especially blockages, are easily visible from inside or outside the home, which is why a professional must conduct a thorough internal inspection of all of the fireplace and chimney components.

The National Fire Protection Association (NFPA) says that chimneys and their associated elements like fireplaces, vents, or stoves should be cleaned at least once a year before the start of seasonal use. According to the Chimney Safety Institute of America, a chimney should be cleaned when there is 1/8 inch of soot buildup. If there’s more than that, creosote—a flammable byproduct of burning wood—can form and increase the risk of a chimney fire.