How Much Does a Fireplace Insert Cost? [2026 Data]

Fireplace service costs depend on your project and location. Check with a local pro for your specific job.

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Cost Insights:
  • Fireplace insert installation runs between $700 and $6,500, and your insert type and labor needs set the total.

  • Your room’s square footage and desired heat output decide the insert power and efficiency you need.

  • You should budget $200 to $1,000 to connect gas or electric lines and repair your firebox.

  • Hiring a local fireplace installation professional helps install your insert safely and meet building and electrical code requirements.

In 2026, the national average cost for a fireplace insert is $3,600, depending on the type of insert you choose. Most homeowners pay between $700 and $6,500, with the spread driven by insert type, fuel source, and labor requirements. If you're ready to get started, learning how to install a fireplace insert or hiring a pro can help you do it safely and to code.

Fireplace Insert Cost Factors: What Affects the Price?

The cost to install a fireplace insert depends on your home layout, current fireplace setup, and insert preferences, and a fireplace installer near you can help you navigate every decision. The breakdown below shows how each key factor affects the final price.

Size

Fireplace insert size is one of the most direct cost drivers, with prices ranging from $500 for an 18-inch unit suited to spaces of 100 square feet or less up to $2,000 for a 36-inch insert capable of heating up to 2,000 square feet. The table below breaks down the average cost of a fireplace insert by size:

Insert Size in InchesAverage Cost* in 2026
18$500
21$1,200
30$1,700
36$2,000
42$2,300

*Materials only

Type

The type of fireplace insert you choose plays a major role in the final price, with each fuel source carrying its own installation requirements. The overall cost of a fireplace insert can vary widely based on the type you choose, as shown in the chart below:

Type of Fireplace InsertAverage Cost in 2026
Gas$700–$1,000
Electric$500–$2,000
Wood$1,000–$1,500
Pellet$2,000–$3,000

Labor

Labor costs for fireplace insert installation depend on the fuel type, ranging from $200 for electric inserts up to $2,200 for wood-burning models. Wood-burning and gas inserts require connections to the chimney or utility lines, which drives their labor costs higher than pellet or electric options. Labor costs for installing a fireplace insert vary by type, as the table below shows:

Type of Fireplace InsertLabor Cost in 2026
Wood-burning$2,200
Gas$1,500
Pallets$500
Electric$200

Gas or Electric Lines Added

Connecting gas or electric lines and completing any necessary repairs to your existing firebox can add $200 to $1,000 to your project budget. Because this work must meet local building codes, you will need to work with a licensed professional rather than attempting it yourself.

Angi Tip

Homeowners should steer clear of DIY electrical repairs or installations, as the risk of injury is shockingly high! Instead, hire a local electrician who has the expertise to complete electrical jobs safely.

Kaitlyn Pacheco
Content Editor, Angi

Heating Needs

Bigger spaces require more powerful inserts, which typically cost more, so understanding your heating needs before you shop helps you avoid overspending. Inserts are rated in British thermal units (BTUs) or kilowatts (kWs), and manufacturers publish both output and efficiency ratings in their product specifications. If your fireplace sits in an open-concept home, you may only need to heat the immediate surrounding area rather than the entire floor, which can allow you to choose a smaller, less expensive unit.

Special Features

Electric and gas fireplace inserts often include technology designed to replicate the look and feel of a wood-burning fire, such as adjustable flame colors, faux logs and rocks, and simulated crackling sounds. Many models also come with safety controls including dimmers, automatic shutoffs, timers, and oxygen detection, so factor these add-ons into your budget when comparing options.

Fireplace Insert Ongoing Costs: What to Budget For

3 best fireplace woods compared visually, including ash, oak, and birch
Photos: Gilly Smith / Adobe Stock, veou / iStock / Getty Images Plus / Getty Images, ChristopheLedent / iStock / Getty Images Plus / Getty Images

Every fireplace insert type comes with recurring expenses beyond the initial installation that you should factor into your total budget.

  • Fuel source: If you have a wood-burning insert, make sure you have a reliable place to source wood from. If you don't fancy yourself a lumberjack, you'll have to pay someone for wood. One cord of wood costs $300 on average, which should last you eight to 12 weeks.

  • Utility costs: If you have a gas or electric insert, you'll be paying money each month to keep the flames alight. Research utility costs in your area to calculate how much you'll spend in electricity or gas bills. The average cost for natural gas across the country is around $13 per month , and electric costs around $137 per month .

  • Maintenance: Though not as intensive as a standard fireplace, maintenance needs still exist for inserts. Wood-burning inserts require the most maintenance. Plan to buy a dry wire brush and ash scoop and keep baking soda in the house.

Why You Should Hire a Fireplace Insert Installation Pro

Living room with fireplace
Andreas von Einsiedel / Corbis Documentary / Getty Images

When it comes to installing a fireplace, it’s always better to work with a professional. Hiring a fireplace installer ensures a better-looking end result, safer operation of the fireplace, higher energy efficiency, and much more. When you consider the benefits of working with an expert on this project, the labor cost of $200 to $2,200 is more than worth the investment.

Here’s why it’s ideal to hire a fireplace insert pro

Working with an expert on your fireplace installation has a number of benefits, such as:

  • Ensuring a seamless look between the insert and the surrounding wall

  • Higher energy or fuel efficiency when using the fireplace

  • Ensure safety during the installation and use of the fireplace

  • Compliance with building codes

  • Ensure compatibility with your current electrical and gas systems

Ways to Save Money While Installing a Fireplace Insert

Installing an insert is the most cost effective way to upgrade your fireplace as you’re using your existing fireplace system. But if you’re looking for shave off some dollars, here are some cost saving corners you can cut:

  • Think small: Go with a smaller insert, both in size and heating capacity, which will overall lower your costs on the insert itself.

  • Stick with the same heat source: You’ll save money if you’re not converting your fireplace to a new heat source (like electric to gas, or the reverse). 

  • Minimize special features: Opt for more standard accessories or features that some pre-fabricated.

Next Steps: Finalize Your Project With a Pro
  • Talk to your pro about the size of the fireplace to see what works best for your home and budget

  • See what type of fireplace your pro recommends based on your heating needs and budget

  • Get an evaluation of your current electric and gas lines to determine what type of fireplace will be most suitable

How Angi Gets Its Cost Data

Home is the most important place on earth, which is why Angi has helped more than 150 million homeowners transform their houses into homes they adore. To help homeowners with their next project, Angi provides readers with the most accurate cost data and upholds strict editorial standards. We extensively research project costs to develop the pricing data you see, so you can make the best decisions for you and your home. We rely on reputable sources, including the U.S. Bureau of Labor Statistics, academic journals, market studies, and interviews with industry experts—all to ensure our prices reflect real-world projects. 

Want to help us improve our cost data? Send us a recent project quote to [email protected]. Quotes and personal information will not be shared publicly.

Frequently Asked Questions

Fireplace inserts are essentially wood, gas, or electric stoves designed to fit into an existing masonry fireplace. People opt to install inserts because traditional fireplaces can lose a lot of heat, require more maintenance, and may impact indoor air quality. A fireplace insert installer near you can help you decide which brand and size fit your home.

Installing a fireplace insert can get you more heat without replacing the whole fireplace and chimney. Other benefits include their convenience (you can turn them on and off with a simple flip of a switch), safety (most models have built-in sensors that will turn off the fireplace if they detect carbon monoxide), a modern aesthetic, and superior energy efficiency.

Fireplace inserts can increase home value when installed correctly. Since they improve heating efficiency significantly, this will be a bonus to homeowners who are looking for a functional alternative heat source. Plus, inserts are less maintenance and less of a liability than a traditional fireplace. You’re very likely to recover fireplace insert installation costs when you sell your home.

Wood fireplace inserts produce more heat without replacing the whole system. A fireplace installer can verify that you have a connector and chimney system to fit the wood-burning insert.

Gas fireplace inserts require less maintenance and are an efficient way to produce warmth. Some can also produce heat in the event of a power outage.

Electric fireplace inserts don't have a real open flame, so they produce flames that mimic a real fire surrounded by artificial logs with LED light. Many electric fireplace inserts produce heat from glowing elements while only using electricity.

Fireplace inserts have several potential disadvantages. The cost of the insert and its installation can be a significant investment, as the process can be complicated and expensive, particularly if modifications to the existing fireplace are necessary. Aesthetically, some people find that inserts lack the traditional look and authentic ambiance of an open, crackling fire. There are also ongoing costs for maintenance, cleaning, and fuel. Fuel type can be a limitation; for example, an insert may be unusable if you don't have access to its specific fuel source. Maintenance and repairs can also require specialized services, especially for gas or electric models. Finally, while an insert is more efficient than an open fireplace, it may not heat a home as evenly as a central HVAC system.

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