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You should check with your insurance provider, but generally, ice dam removal is not covered by insurance, as it’s considered a preventable issue. However, damage from ice dams may be covered by your policy, including roof collapses. In the case of leaks, your belongings may or may not be covered. If you can’t find specific information on ice dam removal in your policy, give the insurance company a call and find out.

Heavy amounts of snow could be a problem. In many climates, lots of snow on your rooftop can lead to freeze-thaw cycle that create ice dams, which can damage rooftops. But if you’re using shingle clips, this snow poses an additional problem: As it melts and freezes, it can easily dislodge clips you’ve placed on your roof.

You can clean snow off your roof after a fresh snowfall while it’s still lightweight, but brushing off snow can also dislodge your clips. If you get a lot of snow, then roof clips become less viable.

A common mistake is you can let snow melt naturally in a window well. However, snow buildup in the well can damage your window frames and walls. The melting snow also poses risks of water damage as it may leak through into the basement. It’s important to shovel snow out of your window wells before too much snow is piled in there.

You may be wondering if you really need the snow removed from your roof. Since most roofs can only handle 20 pounds per square foot of snow accumulation, there is a tipping point when you are suddenly at risk of roof collapse. This can cause a lot of damage, not just to your home, but to your belongings, too. It also poses a physical danger to your family. Also, a lot of snow on a roof makes it more susceptible to ice dams, leaks, and water damage.