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Asbestos Removal questions, answered by experts

Typically, homeowners insurance does not cover asbestos removal or abatement. Most policies exclude coverage for pollutants, contaminants, and hazardous materials, which includes asbestos. Because asbestos is often considered a pre-existing condition in older homes, its removal is usually viewed as a maintenance expense rather than an insurable loss. However, there is a key exception: if asbestos-containing materials are discovered or disturbed due to a covered event, such as a fire or storm, your policy may cover the abatement as part of the necessary repairs. For example, if a storm damages your roof and an insurance adjuster discovers asbestos while inspecting the damage, the policy might pay for the removal cost. If removal is not covered and is outside your budget, you might consider encapsulating the asbestos. The viability of this option depends on the condition of the contaminated materials. It is recommended to speak with an asbestos abatement specialist to understand your options.

When asbestos damages the lungs it causes a condition called “asbestosis” which, unfortunately, can’t be cured once it’s damaged the lungs. This condition is chronic and any treatment is undertaken to improve quality of life. This usually involves quitting smoking, being prescribed oxygen, and undergoing lung rehab. Severe cases usually require a lung transplant.

It is strongly advised not to touch or disturb asbestos-containing materials unless necessary. Asbestos fibers can be released into the air when the material is damaged or disturbed, posing serious health risks if inhaled. It is best to leave any handling of asbestos to trained professionals who can remove the asbestos safely.

Scraping off asbestos siding is extremely dangerous. When asbestos is inert, it does not pose a risk, but once disturbed, the fibers enter the air that you breathe and can cause irreparable damage. Professionals may scrape it off, but they will have more protective equipment and specialized tools that most homeowners do not have on hand.

It is best to wear a respirator during the sanding, painting, and sealing process. It can filter particles, vapors, and fumes that can be toxic to breathe. So it’s better to be safe and protect your lungs during this project.

The Redding, CA homeowners’ guide to asbestos removal services

From average costs to expert advice, get all the answers you need to get your job done.