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Optimum Home Shield

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Optimum Home Shield

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Optimum Home Shield has an unwavering commitment to improving the conditions for homeowners and realtors with industry-leading home warranty plans and exceptional services to the customers we're privileged to serve. We provide our consumers with fast and easy solutions to repair or replace the appliances and systems in their home when malfunctioning due to normal wear and tear.

Optimum Home Shield has an unwavering commitment to improving the conditions for homeowners and realtors with industry-leading home warranty plans and exceptional services to the customers we're privileged to serve. We provide our consumers with fast and easy solutions to repair or replace the appliances and systems in their home when malfunctioning due to normal wear and tear.




Avatar for Advance Mortgage Solution Inc

Advance Mortgage Solution Inc

Unknown
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Advance Mortgage Solution Inc

Unknown
No reviews yet
24 years of experience

We help guide our clients to the right path for all their residential and commercial mortgage needs. Whether you're a first time home buyer or a seasoned investor the market is constantly changing. These changes mean new loan programs are coming while old loan programs are going. Constant continued education is a must. Our system allows our account executives to be the best in our business so that the help you are getting comes second to none. www.mymortgage.services

We help guide our clients to the right path for all their residential and commercial mortgage needs. Whether you're a first time home buyer or a seasoned investor the market is constantly changing. These changes mean new loan programs are coming while old loan programs are going. Constant continued education is a must. Our system allows our account executives to be the best in our business so that the help you are getting comes second to none. www.mymortgage.services


Duran Agency - Farmers Insurance

Unknown
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Duran Agency - Farmers Insurance

Unknown
No reviews yet
10 years of experience

Mutli-Line Insurance Agency equipped to cover all your insurance needs. We are licensed insurance professionals specializing in Property & Casualty - Life Insurance - Health Insurance and Financial Services. Our focus is building a relationship with each of our families and help you ensure all your insurance needs are covered.

Mutli-Line Insurance Agency equipped to cover all your insurance needs. We are licensed insurance professionals specializing in Property & Casualty - Life Insurance - Health Insurance and Financial Services. Our focus is building a relationship with each of our families and help you ensure all your insurance needs are covered.


Real Estate Company for Residential or Commercial Sales


Avatar for American National Escrow, Inc.

American National Escrow, Inc.

601 East Glenoaks Blvd. Suite 202
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American National Escrow, Inc.

601 East Glenoaks Blvd. Suite 202
No reviews yet
11 years of experience

American National Escrow acts as a professional third party agent that handles all the details involved in a Real Estate escrow transaction. We are committed to creating solid, long-lasting relationships with our clients. Our team of escrow specialists are dedicated to supporting you and your business with an exceptional level of service. We are a full service escrow company that handles all types of transactions. American National Escrow provides tailored service to meet your needs.

American National Escrow acts as a professional third party agent that handles all the details involved in a Real Estate escrow transaction. We are committed to creating solid, long-lasting relationships with our clients. Our team of escrow specialists are dedicated to supporting you and your business with an exceptional level of service. We are a full service escrow company that handles all types of transactions. American National Escrow provides tailored service to meet your needs.



"Went Great ?"

Mike I on March 2021

Home Flood Prevention sells and installs WaterCop home flood prevention systems in mostly existing homes in southern California.

"Went Great ?"

Mike I on March 2021


Sellers Specialist, Luxury Homes, Probate Sale, Trust Sale, Short Sale Specialist, Distress Property, REO, Investor Certified, Buyers Specialist. Nancy Velis, Realtor / Notary Public 562-652-8523 [email protected] www.TheDivineRealEstateGroup.com

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Home Warranties questions, answered by experts

Home warranties are not a necessity, but they’re great for providing peace of mind, even if you already have homeowner’s insurance. A traditional insurance policy usually only covers disasters, like a tree falling into your home, fires, floods, theft, and major vandalism. A home warranty covers individual items, including breakdowns and damage from wear and tear and old age. Unlike with insurance, a home warranty might cover a refrigerator repair or the replacement cost of an oven. Many homeowners find a home warranty is great to have alongside insurance for total coverage.

While a work warranty covers contractor repairs post-construction, a home warranty acts as a safety net against future breakdowns and unexpected expenses. Home warranties provide discounted repairs and replacements for essential home systems like plumbing and electricity in exchange for an annual fee.

While home warranties can provide a welcome safety net to some homeowners, they’re not a guarantee. The cost of a home warranty might not always be worth it. Other homeowners may be better off stocking away those funds in an emergency savings account in order to cover the cost of unexpected home repairs.

Either the buyer or the seller can purchase coverage, and who pays for a home warranty depends on the situation. Some sellers buy a year of home warranty coverage to entice buyers to purchase their home, while some buyers purchase coverage to ensure they’re not on the hook for expensive appliance and system repairs shortly after closing on their home.

The average cost of routine home maintenance is about 1% to 4% of your home’s total value every year. Larger projects like replacing a roof or repairing a foundation may end up costing you more, but it’s a good idea to set aside money for maintenance costs every year so you can keep your home in good shape.

Many windows carry warranties from the manufacturer or installer that may cover the cost of repairs for a fixed amount of time. When installing or replacing windows, ask about any applicable warranties, what kinds of damage and repair they may cover, and what the procedure is for making a warranty claim.

The Ojai, CA homeowners’ guide to home warranties

From average costs to expert advice, get all the answers you need to get your job done.

  • Mother cooking with her daughter

    If you’re looking to add a level of protection to your home’s appliances and systems (like plumbing), you may be considering purchasing a home warranty. Keep reading to learn about the various pros and cons associated with common home warranty plans.

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