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Optimum Home Shield

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Optimum Home Shield

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Optimum Home Shield has an unwavering commitment to improving the conditions for homeowners and realtors with industry-leading home warranty plans and exceptional services to the customers we're privileged to serve. We provide our consumers with fast and easy solutions to repair or replace the appliances and systems in their home when malfunctioning due to normal wear and tear.

Optimum Home Shield has an unwavering commitment to improving the conditions for homeowners and realtors with industry-leading home warranty plans and exceptional services to the customers we're privileged to serve. We provide our consumers with fast and easy solutions to repair or replace the appliances and systems in their home when malfunctioning due to normal wear and tear.



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Advance Mortgage Solution Inc

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Advance Mortgage Solution Inc

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24 years of experience

We help guide our clients to the right path for all their residential and commercial mortgage needs. Whether you're a first time home buyer or a seasoned investor the market is constantly changing. These changes mean new loan programs are coming while old loan programs are going. Constant continued education is a must. Our system allows our account executives to be the best in our business so that the help you are getting comes second to none. www.mymortgage.services

We help guide our clients to the right path for all their residential and commercial mortgage needs. Whether you're a first time home buyer or a seasoned investor the market is constantly changing. These changes mean new loan programs are coming while old loan programs are going. Constant continued education is a must. Our system allows our account executives to be the best in our business so that the help you are getting comes second to none. www.mymortgage.services


Duran Agency - Farmers Insurance

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Duran Agency - Farmers Insurance

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10 years of experience

Mutli-Line Insurance Agency equipped to cover all your insurance needs. We are licensed insurance professionals specializing in Property & Casualty - Life Insurance - Health Insurance and Financial Services. Our focus is building a relationship with each of our families and help you ensure all your insurance needs are covered.

Mutli-Line Insurance Agency equipped to cover all your insurance needs. We are licensed insurance professionals specializing in Property & Casualty - Life Insurance - Health Insurance and Financial Services. Our focus is building a relationship with each of our families and help you ensure all your insurance needs are covered.



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American National Escrow, Inc.

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American National Escrow, Inc.

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11 years of experience

American National Escrow acts as a professional third party agent that handles all the details involved in a Real Estate escrow transaction. We are committed to creating solid, long-lasting relationships with our clients. Our team of escrow specialists are dedicated to supporting you and your business with an exceptional level of service. We are a full service escrow company that handles all types of transactions. American National Escrow provides tailored service to meet your needs.

American National Escrow acts as a professional third party agent that handles all the details involved in a Real Estate escrow transaction. We are committed to creating solid, long-lasting relationships with our clients. Our team of escrow specialists are dedicated to supporting you and your business with an exceptional level of service. We are a full service escrow company that handles all types of transactions. American National Escrow provides tailored service to meet your needs.




Avatar for Nancy Galarza - Keller Williams Realty Whittier

Nancy Galarza - Keller Williams Realty Whittier

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Nancy Galarza - Keller Williams Realty Whittier

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30 years of experience

Sellers Specialist, Luxury Homes, Probate Sale, Trust Sale, Short Sale Specialist, Distress Property, REO, Investor Certified, Buyers Specialist. Nancy Velis, Realtor / Notary Public 562-652-8523 [email protected] www.TheDivineRealEstateGroup.com

Sellers Specialist, Luxury Homes, Probate Sale, Trust Sale, Short Sale Specialist, Distress Property, REO, Investor Certified, Buyers Specialist. Nancy Velis, Realtor / Notary Public 562-652-8523 [email protected] www.TheDivineRealEstateGroup.com


First American Advisors | Annuity Educator.com

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First American Advisors | Annuity Educator.com

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Free onsite estimate

Our mission at AnnuityEducator.com is to inform and educate baby boomers facing retirement, as well as others, about the opportunities of using annuities as a way to diversify and shelter part of their financial resources from the volatility of the market. We help you take the stress and hours of research out of selecting an annuity plan. Retirement Income Experts - With every option and every annuity plan in front of you, we make educated decisions easy. Take the Guess Work Out - Use our easy to follow guides and comparison charts to assure yourself you are looking at every option before making a monumental decision. Free Annuity Consultation - Our expert agents are available by phone, email, or in person for no-cost, no-obligation review of your specific retirement income planning needs. Up-To-Date Annuity Rates - We have access to the most current and up-to-date rates from every top rated Insurance company. The Nation's Top Annuity Carriers - Unbiased, knowledgeable information about Annuity products from all the top carriers in the nation. You need a retirement distribution plan to provide - Safety of principle, Growth to keep up with inflation, Create guaranteed income, Tax favorable outcome to beneficiaries.

"Awful! First American does not seem to be a reputable company. I would never work with First American in any capacity again."

Brian M on May 2020

Our mission at AnnuityEducator.com is to inform and educate baby boomers facing retirement, as well as others, about the opportunities of using annuities as a way to diversify and shelter part of their financial resources from the volatility of the market. We help you take the stress and hours of research out of selecting an annuity plan. Retirement Income Experts - With every option and every annuity plan in front of you, we make educated decisions easy. Take the Guess Work Out - Use our easy to follow guides and comparison charts to assure yourself you are looking at every option before making a monumental decision. Free Annuity Consultation - Our expert agents are available by phone, email, or in person for no-cost, no-obligation review of your specific retirement income planning needs. Up-To-Date Annuity Rates - We have access to the most current and up-to-date rates from every top rated Insurance company. The Nation's Top Annuity Carriers - Unbiased, knowledgeable information about Annuity products from all the top carriers in the nation. You need a retirement distribution plan to provide - Safety of principle, Growth to keep up with inflation, Create guaranteed income, Tax favorable outcome to beneficiaries.

"Awful! First American does not seem to be a reputable company. I would never work with First American in any capacity again."

Brian M on May 2020

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Home Warranties questions, answered by experts

While a work warranty covers contractor repairs post-construction, a home warranty acts as a safety net against future breakdowns and unexpected expenses. Home warranties provide discounted repairs and replacements for essential home systems like plumbing and electricity in exchange for an annual fee.

While home warranties can provide a welcome safety net to some homeowners, they’re not a guarantee. The cost of a home warranty might not always be worth it. Other homeowners may be better off stocking away those funds in an emergency savings account in order to cover the cost of unexpected home repairs.

A home warranty is like a protection plan for things that insurance wouldn’t normally cover. You pay a monthly or annual fee to maintain coverage, and your home warranty provider will cover the cost of repair or replacement for covered items if something breaks down. The idea of a home warranty is that it provides you with peace of mind that you won’t have unexpected appliance or home system repair costs. They can also make your home more valuable to buyers, as they help ensure they won’t face high repair costs after putting a large down payment on a house.

Home warranties can protect the buyer, the seller, or both, depending on when the coverage begins. Sellers who buy home warranties while their homes are on the market protect themselves from out-of-pocket costs leading up to closing and to their buyers after closing. Buyers who purchase coverage that kicks in after closing will only be protecting themselves.

A roof certification is a bit like a warranty, but it doesn’t involve the installation of a roof. You will receive a roof certification after a roof repair job. The roofer gives you a limited warranty, guaranteeing the work for a period of time, usually a year or more. This can be helpful if you’re trying to sell your home after completing roof repair work.

The roof warranty is part of a new roof installation. It protects you against defects in the materials for usually 20 years or more. Many roof installers include workmanship warranties, which protect you against installation errors, for about five years or more.

Most home warranties transfer with ownership, but it depends on the home warranty provider. Some companies automatically transfer the coverage from the seller to the buyer; some require additional paperwork to complete the transfer, and others may not allow a transfer at all. Check the policy or sample contract or ask your home warranty provider to confirm before selling.

The Carpinteria, CA homeowners’ guide to home warranties

From average costs to expert advice, get all the answers you need to get your job done.

  • Mother cooking with her daughter

    If you’re looking to add a level of protection to your home’s appliances and systems (like plumbing), you may be considering purchasing a home warranty. Keep reading to learn about the various pros and cons associated with common home warranty plans.