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Optimum Home Shield

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Optimum Home Shield

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Optimum Home Shield has an unwavering commitment to improving the conditions for homeowners and realtors with industry-leading home warranty plans and exceptional services to the customers we're privileged to serve. We provide our consumers with fast and easy solutions to repair or replace the appliances and systems in their home when malfunctioning due to normal wear and tear.

Optimum Home Shield has an unwavering commitment to improving the conditions for homeowners and realtors with industry-leading home warranty plans and exceptional services to the customers we're privileged to serve. We provide our consumers with fast and easy solutions to repair or replace the appliances and systems in their home when malfunctioning due to normal wear and tear.




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Advance Mortgage Solution Inc

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Advance Mortgage Solution Inc

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24 years of experience

We help guide our clients to the right path for all their residential and commercial mortgage needs. Whether you're a first time home buyer or a seasoned investor the market is constantly changing. These changes mean new loan programs are coming while old loan programs are going. Constant continued education is a must. Our system allows our account executives to be the best in our business so that the help you are getting comes second to none. www.mymortgage.services

We help guide our clients to the right path for all their residential and commercial mortgage needs. Whether you're a first time home buyer or a seasoned investor the market is constantly changing. These changes mean new loan programs are coming while old loan programs are going. Constant continued education is a must. Our system allows our account executives to be the best in our business so that the help you are getting comes second to none. www.mymortgage.services


Duran Agency - Farmers Insurance

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Duran Agency - Farmers Insurance

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10 years of experience

Mutli-Line Insurance Agency equipped to cover all your insurance needs. We are licensed insurance professionals specializing in Property & Casualty - Life Insurance - Health Insurance and Financial Services. Our focus is building a relationship with each of our families and help you ensure all your insurance needs are covered.

Mutli-Line Insurance Agency equipped to cover all your insurance needs. We are licensed insurance professionals specializing in Property & Casualty - Life Insurance - Health Insurance and Financial Services. Our focus is building a relationship with each of our families and help you ensure all your insurance needs are covered.



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American National Escrow, Inc.

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American National Escrow, Inc.

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11 years of experience

American National Escrow acts as a professional third party agent that handles all the details involved in a Real Estate escrow transaction. We are committed to creating solid, long-lasting relationships with our clients. Our team of escrow specialists are dedicated to supporting you and your business with an exceptional level of service. We are a full service escrow company that handles all types of transactions. American National Escrow provides tailored service to meet your needs.

American National Escrow acts as a professional third party agent that handles all the details involved in a Real Estate escrow transaction. We are committed to creating solid, long-lasting relationships with our clients. Our team of escrow specialists are dedicated to supporting you and your business with an exceptional level of service. We are a full service escrow company that handles all types of transactions. American National Escrow provides tailored service to meet your needs.




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Nancy Galarza - Keller Williams Realty Whittier

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Nancy Galarza - Keller Williams Realty Whittier

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30 years of experience

Sellers Specialist, Luxury Homes, Probate Sale, Trust Sale, Short Sale Specialist, Distress Property, REO, Investor Certified, Buyers Specialist. Nancy Velis, Realtor / Notary Public 562-652-8523 [email protected] www.TheDivineRealEstateGroup.com

Sellers Specialist, Luxury Homes, Probate Sale, Trust Sale, Short Sale Specialist, Distress Property, REO, Investor Certified, Buyers Specialist. Nancy Velis, Realtor / Notary Public 562-652-8523 [email protected] www.TheDivineRealEstateGroup.com

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Home Warranties questions, answered by experts

Many windows carry warranties from the manufacturer or installer that may cover the cost of repairs for a fixed amount of time. When installing or replacing windows, ask about any applicable warranties, what kinds of damage and repair they may cover, and what the procedure is for making a warranty claim.

Most manufacturers’ warranties do not cover wind damage to roof shingles, but some companies include a wind warranty rider in their warranty offer. You can purchase this rider to protect yourself, your wallet, and your roof from any damage that might occur from wind. Be sure to read all the fine print and understand any limitations of the warranty.

Avoid using a home equity loan for non-essential or short-term expenses like vacations, luxury purchases, or temporary financial fixes. It’s best to reserve home equity loans for long-term investments, such as home improvements, that can add value to your property or financial position.

Many water heaters come with warranties provided by the manufacturer or retailer. It’s important to understand how your water heater warranty works, so you know what is covered and what isn’t. Water heaters last, on average, between eight and 15 years, so if the warranty offered isn’t long enough for your comfort, you can choose to look into and purchase an extended warranty.

The main types of home warranties cover the basic essentials, but additional plan types focus on specific areas such as:

  • Appliance plan: This plan covers typical household appliances like refrigerators, stoves, washer and dryer, built-in microwaves, and dishwashers. It costs $360 and $540 per year

  • System plan: Costing between $360 and $540 per year, this plan covers central home systems like HVAC, plumbing, electrical, and water heaters. 

  • Combination plan: This plan type covers both systems and appliances, costing between $545 and $1,500.

The Ventura, CA homeowners’ guide to home warranties

From average costs to expert advice, get all the answers you need to get your job done.

  • Mother cooking with her daughter

    If you’re looking to add a level of protection to your home’s appliances and systems (like plumbing), you may be considering purchasing a home warranty. Keep reading to learn about the various pros and cons associated with common home warranty plans.