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Basement Waterproofing questions, answered by experts

Standard homeowners insurance policies may cover basement water damage or flooding, but only if it is caused by a sudden and accidental event that is a covered peril, such as a burst pipe or a failing appliance. Damage caused by natural flooding from extreme weather, groundwater seepage, or heavy rain is typically excluded and requires a separate flood insurance policy. Some insurers also offer an optional water backup endorsement for issues like sewer backups. Review your policy or speak with your agent to understand your specific coverage.

Yes, the air from a damp basement can travel up into your living area through a process called the stack effect, so moisture, mold spores, and other debris in your basement air can all decrease your indoor air quality on your main floors. Additionally, damp basements can promote the rotting of building materials, which can damage flooring, insulation, and framing on your first floor in addition to materials in the basement.

If a crawl space isn’t vented, there can be moisture buildup, which can lead to mold damage, easily destroying the foundation of your home. A closed-off crawl space can trap heat, which can be useful in the winter, but can also trap dangerous gases and prevent clean air from entering the home through the floorboards.

Crawl space foundation problems can stem from a few different issues, but the most common are moisture and water problems and soil instability. Moisture and water issues are often a result of poor drainage, which can lead to water intrusion and soil expansion and contraction, leaving your foundation under added stress. A few things can cause soil instability, including poor drainage, karst landscapes and resulting sinkholes, and poorly compacted soil during construction.

Crawl spaces are prone to issues caused by excess humidity and improper ventilation, but that doesn’t mean you should avoid buying a house with a crawl space. A home that is encapsulated and well-maintained shouldn’t have any more issues than a slab or basement home.

The Polacca, AZ homeowners’ guide to basement waterproofing services

From average costs to expert advice, get all the answers you need to get your job done.