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Siding questions, answered by experts

Wood siding requires that air can circulate behind it and that water can drain away if necessary. Your home needs a water-restrictive barrier underneath furring strips to achieve the air and water gap.

Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.

Concrete log siding offers some cost savings when compared to wood logs. Real wood logs require ongoing maintenance that can total up to $750 annually, while concrete log siding doesn’t require annual maintenance. Since concrete log siding exceeds the requirements of most building codes, it can also lower insurance premiums and boost resale value.

As stunning and natural as stone siding is, it's not for everyone. Some popular siding alternatives to stone siding include:

  • Aluminum siding

  • Brick veneer siding

  • Engineered wood siding

  • Fiber cement siding

  • Wood siding

  • Vinyl siding

If you want the look of natural stone siding without the high material and installation costs, vinyl siding may be one of the best alternatives. It’s lightweight, low-cost, and low maintenance but does have a lower life span than natural stone.

If you have stucco on the outside of your home, it’s technically considered cladding and not siding, but beyond that, it’s impossible to tell without a little digging. Without damaging the siding material, expose part of it to see if there’s an air gap between the siding and your exterior wall. If there is, you have cladding. If the siding is affixed directly to the exterior wall, you have a simple siding system.

The Maumelle, AR homeowners’ guide to siding services

From average costs to expert advice, get all the answers you need to get your job done.