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Grinding is a more efficient way to deal with a tree stump, although it won't remove it entirely. Even if you grind your tree stump down, the root system will still remain in place, though that will likely eventually rot. Grinding a stump will also produce chips that you can use as mulch or to cover up the hole that the process leaves behind.

Whether tree roots will regrow after the tree has been cut down depends on the species. Some eventually tree roots die, as they lack photosynthesis; however, others can resprout from the roots and even produce new growth for up to seven years or more, if they belong to a species that reproduces through root sprouts.

Trees growing within 10 to 15 feet of your house pose serious risks, so it’s worth considering removing them. First, branches that hang over and touch your roof can promote roof damage and moss accumulation, which can lead to leaking. Second, they drop debris into your gutters, leading to clogs and overflow that can promote foundation leaks. Finally, the root systems can grow into your home’s foundation, sometimes putting enough pressure on them that the concrete wall cracks, leaving you with structural damage. As such, it’s often a good idea to remove trees growing close to your home.

It is possible for you to cut down your own tree, but only take this project on if it’s a small tree and you’re experienced handling a chainsaw. If you need to use a ladder to cut down the tree or tree limbs, it’s too large (and dangerous) for you to remove yourself. 

Hire a pro instead who can safely remove the tree without injury to you, themselves, or your home. Either way, look into tree removal regulations for the state you live in before having a tree removed to ensure it’s not a historic tree or protected by your city.