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Yes, some homeowners insurance policies cover roof damage caused by snow. However, these full or partial payouts can vary depending on the age of your roof and other related factors, like the overall condition it was in before the snowfall. It’s best to check with your specific homeowners insurance policy to determine snow damage coverage and exclusions.

In most cases, it’s worth it to pay for professional snow removal. You can shovel the snow yourself, but it’s very labor-intensive and puts you at risk of injury or illness by performing exhausting manual labor in slippery conditions. Paying a professional removes that risk and saves you time and energy. Depending on your agreement, you could wake up to a cleared driveway and a car that’s ready to drive rather than have to get up early to do the work yourself.

The best time to hire a snow removal professional is long before snow falls in your area. Signing up for a seasonal contract not only provides peace of mind that your property will be cleared every time it snows, but it’s also often more affordable to sign a contract than paying for one-off services. If you prefer one-off shoveling services, you should contact your snow removal company the day before a storm is expected to schedule service. You can also call the morning of the snowfall, but this might result in delays.

Both rock salt and ice melt are naturally occurring salts. Rock salt is sodium chloride, which is the same as table salt. Ice melt products can be made from a combination of salts like magnesium chloride and calcium chloride or can be those salts alone.

Rock salt comes in large crystals, so it helps provide traction on icy surfaces, whereas ice melt products need to be mixed with sand to provide traction. Ice melt products work at lower temperatures than rock salt, so they might be a better choice if you have a harsh winter climate.