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Arborists questions, answered by experts

No, homeowners insurance typically does not cover the cost of removing a dead, sick, or rotting tree that is still standing. Insurance is designed to protect against sudden and unexpected accidents, whereas a tree dying or rotting over time is considered a maintenance issue. Coverage usually only applies after a tree has fallen and caused damage to your property.

Bleach can potentially kill some types of delicate ornamental trees, but for the most part, it will only kill the foliage it comes in contact with. Applying bleach is not an effective method of killing a tree. A better option is to use an herbicide, which is a chemical compound designed to effectively kill a tree. 

You can use a chainsaw, but it won’t remove the entire stump or root ball and is not a recommended method. It takes quite a bit of physical work to achieve and will likely dull or ruin your chainsaw. Instead, consider using salt, herbicide, light deprivation, boiling water, stump grinding, or burning to kill a tree stump. These methods allow you to kill a stump using minimal machinery and physical exertion.

On grafted trees, tree suckers will grow from the root stock, not the branches grafted onto it. Therefore, the leaves and characteristics of the suckers aren’t the same as the tree because they are different varieties. Root stock has more hardiness, strength, or drought tolerance than its grafted limbs, so if the suckers are from fruit or flowers, it might be different than the main part of your tree.

It could be anywhere from weeks to years for a dead tree to fall. A dead tree falls based on its weight, how it leans, the state of its roots, the state of decay, and what local windstorms are like, among other factors. Since it’s hard to predict the fall’s timing, it’s important to cut down a dead tree quickly and avoid any unpleasant surprises.

The North Ogden, UT homeowners’ guide to arboricultural services

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