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Tree Service questions, answered by experts

No, homeowners insurance typically does not cover the cost of removing a dead, sick, or rotting tree that is still standing. Insurance is designed to protect against sudden and unexpected accidents, whereas a tree dying or rotting over time is considered a maintenance issue. Coverage usually only applies after a tree has fallen and caused damage to your property.

The best time to trim trees is in late fall through winter when the tree has slowed its growing for the year. Cold weather stops insects and fungal growth from attacking a new tree wound. Summer and fall are considered the worst times to trim trees, but it’s permissible in certain scenarios, such as tree disease, damaged branches, or small, aesthetic cuts.

A tree branch should start to form roots in about three months. It can take about a year for a tree branch to develop roots strong enough to go in the ground. For best results, start several branches because, no matter how closely you follow instructions, they won’t all form roots. Compost any that aren’t thriving.

It is possible to cut down a tree on your property yourself, but it is generally not recommended unless specific conditions are met. You should only consider this project if the tree is small (e.g., under 4-5 inches in diameter and short enough that you don't need a ladder to reach the branches), and you are experienced in handling a chainsaw. The tree must also be located far from any power lines, fences, homes, or other structures. Even for small trees, the work can be dangerous, and it's always advisable to have a spotter to ensure the tree falls correctly and no branches fall on you.

For any tree that is large, requires a ladder to access, or is near electrical lines or structures, you should always hire a professional. Attempting to remove a large tree yourself is extremely dangerous, poses a risk of serious injury, and could result in significant damage to your property.

Before any tree removal, it's also important to check your local and state regulations to ensure the tree is not historic or otherwise protected by your city.

The felling notch you make before you make the final cut will determine which way the tree will fall. The cut will be in a wedge or triangle, and the tree will fall from the highest point of the triangle. You can use this, as well as the process described above, to estimate where a tree will fall. 

The North Ogden, UT homeowners’ guide to tree services

From average costs to expert advice, get all the answers you need to get your job done.