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Leaving the tree stump and letting it rot is never a good idea, as this leads to insect infestations and other frustrations. Additionally, decomposing trunks are at risk for diseases that spread out to the remaining plants and trees in the yard, thus ruining your whole outdoor aesthetic. It's usually best to remove the stump at the same time you remove the tree.

In most cases, your neighbor is responsible for roots from their tree that cause damage to your property. If your pavement, the foundation of your home, or a fence is damaged by roots from a neighbor’s tree, you likely will have legal recourse for financial relief. While it’s better to notify your neighbor of any problems you notice as soon as they arise to avoid costly damage, there are some instances where filing a civil suit is your only recourse. Your homeowner’s insurance company might wish to do so on your behalf if you file a claim.

Grinding down a tree helps reduce the risk of foundation damage and pests and even helps your home’s curb appeal. Stumps can also be a safety hazard. If grass grows above the stump and someone else mows your yard, they may be in for a rude awakening when they accidentally hit it.

Coverage varies quite a bit by policy, but most homeowners' insurance policies will cover $500 to $1,000 of the cost of removing a tree. Additionally, if your tree causes damage to your property, like your house, many policies will cover some or all of the costs to repair the damage, depending on why the tree fell.