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Homeowners insurance can be voided in several scenarios. That can include making too many claims in a short period of time, leaving a home vacant for an extended period of time, renting out a home or room illegally, using a home as a business illegally, and any kind of criminal activity connected to the home.

Yes, a faulty or broken light switch can be a serious fire hazard. Malfunctioning switches often result from loose wiring, exposed connections, or other electrical problems that can cause overheating or sparking. Warning signs include crackling, popping, or hissing sounds when you flip the switch, which indicates live electricity that could ignite nearby flammable materials. If you suspect your light switch is faulty, immediately turn off the power at the circuit breaker and contact a qualified electrician to remedy the issue.

Yes, you need to leave your chimney damper open when burning a creosote log so that smoke and other debris doesn’t waft into your house as it’s burning. You’ll need to make sure your damper is fully open, even when the log continues to smoke, until it’s completely out and cold.

Certified fire door inspectors should inspect fire doors. These professionals receive training to specifically assess the condition, functionality, and compliance of fire doors. They often hold credentials from groups like the Door and Hardware Institute (DHI) or the International Fire Door Inspector Association (IFDIA). While fire marshals won’t usually do hands-on inspections, they’ll check that doors are being maintained properly during routine safety audits. If a building relies on fire doors for code compliance, it needs someone who understands the details—the difference between a cosmetic issue and a safety failure—and standards to sign off with confidence.