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R-value measures an insulation material's thermal resistance, indicating its ability to resist heat transfer. A higher R-value signifies better insulation performance because the material is more effective at slowing heat flow. The R-value depends on the type, thickness, and density of the insulation material, such as fiberglass, foam, or cellulose. Each inch of insulation typically provides an R-value between 3 and 8. There is no single universal R-value; the optimal choice depends on your climate zone. Colder climates require a much higher R-value than warmer ones to maintain energy efficiency, keep the home warm in winter and cool in summer, and manage costs.

The three levels of home energy audits include:

• Level 1: Review of your energy bills and home for signs of energy inefficiency and areas for improvement. The average cost range is $0.08 to $0.12 per square foot.

• Level 2: A level 2 ASHRAE energy audit costs $0.12 and $0.35 per square foot. In-depth analysis of your energy usage and provides a report of cost-saving changes.

• Level 3: Comprehensive analysis and detailed recommendations for ways to improve your home’s energy efficiency. A level 3 audit costs about $0.36 to $0.50 per square foot.

Yes, a dirty air filter can cause a higher electric bill. That’s because clogged filters make it harder for air to flow through your HVAC system, which forces it to work harder and use more energy. According to the U.S. Department of Energy, replacing dirty filters can save you between 5% and 15% in utility costs.

Wood windows fall in the middle of the window frame materials when it comes to energy efficiency. They’re more insulating than aluminum and vinyl, but they aren’t as efficient as fiberglass or composite frames. If you love the look and lifespan of wood windows and want to maximize efficiency, you can upgrade to double-pane or triple-pane glass and consider window tinting and low-emissivity (low-E) coatings to minimize heat transfer.