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HVAC systems use the most household electricity. This major and essential system is responsible for heating and cooling your home all year round. Since they operate for a significant amount during the day, it consumes more energy than other appliances. 

Fireplaces can theoretically help you save on heating bills if you lower the temperature throughout the rest of your home and heat only a single room that you occupy using the fireplace. However, in most cases, homeowners won’t save any money on heating bills. Gas and electric fireplace inserts could actually lead to a spike in your respective energy bills if you use them frequently, and if you don’t keep up with chimney maintenance and repairs, your traditional masonry fireplace could actually be a source of heat loss in the winter.

There are several strategic ways to lower your home insurance premium. The primary one is to shop around and get quotes every few years to make sure you’re getting the best deal. Also, sometimes bundling your auto and homeowner’s insurance will get you a discount on both. Finally, try to keep your credit score up; many homeowner insurance companies use credit scores to generate quotes.

Home power is measured in kilowatt-hours, commonly expressed as kWh. The average home uses between 800 and 1,000 kWh per month. Peak usage (and highest bills) occurs in the middle of summer and the depths of winter. Keeping on top of your usage during these crucial months will lower your annual average usage considerably.