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Window AC units use a fair amount of electricity, but significantly less than central AC systems. Because they are more energy-efficient for cooling individual rooms or small spaces, their usage is comparatively low. On average, a window AC unit consumes between 500 and 1,400 watts, while a central AC system uses over 3,500 watts—meaning a window unit uses about one-third of the energy. This typically translates to a monthly running cost of $15 to $40, although this can vary depending on external factors.

You can increase your home’s load factor by replacing fuse boxes with a circuit breaker, hiring a licensed electrician to upgrade your electrical panel, upgrading wiring, or installing subpanels. An electrical inspection by an expert can help determine the state of your current electrical systems and how they can be improved.

There is no blanket figure for a residential home’s electrical load, since load varies by the size of the home, how many appliances are used, and the efficiency of their electrical systems. Typically, however, it’s safe to assume 40 to 60 amps is the average electrical load of a residential home. 

A good SEER rating for an HVAC system is typically between 15 and 20. However, minimum requirements vary by location; HVAC systems in northern states must have at least a 14 SEER rating, while those in southern states need a minimum of 15. For the highest possible efficiency, look for units with a SEER rating of 21 or higher. It's important to remember that a SEER rating represents the maximum efficiency a unit can achieve, not the level at which it will operate at all times.