How can I prepare for a natural disaster?

• <div><p>If a storm or other natural disaster occurs in your area, you may not have immediate access to help. According to the U.S. Federal Emergency Management Agency, keep a <a href="https://www.angi.com/articles/infographic-disaster-preparedness-essentials.htm">disaster preparedness kit</a> in your home with enough essentials to sustain your family for at least 72 hours. Put this in an easily accessible location to have it handy in case anything unthinkable happens.</p></div>

Are there methods to reduce my home insurance premium?

• <div><p>There are several <a href="https://www.angi.com/articles/how-save-money-homeowners-insurance.htm">strategic ways to lower your home insurance premium</a>. The primary one is to shop around and get quotes every few years to make sure you’re getting the best deal. Also, sometimes bundling your auto and homeowner’s insurance will get you a discount on both. Finally, try to keep your credit score up; many homeowner insurance companies use credit scores to generate quotes.</p></div>

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Q: How do I maintain fire protection systems?

• <div><p>Regular inspections, battery replacements, and testing alarms help maintain reliability.</p></div>

Q: How important is a spark arrestor?

• <div><p>Installing a spark arrestor on your home&rsquo;s chimney is an essential task. It reduces fire risk and ensures your chimney is compliant for insurance and building code purposes. Not having a spark arrestor could invalidate your home insurance or cause snags when it comes to a house sale.</p></div>

Q: Are smoke detectors hardwired in?

• <div><p>Smoke detectors come in two different options: hardwired or battery-operated. While hardwired units are attached directly to the home&rsquo;s electrical system, a battery-operated smoke detector only needs a simple battery for operation and can be placed virtually anywhere in your home. Some homeowners may mistakenly think their battery-operated units are hardwired in because all their units are interconnected, but many battery-operated units can operate within a smoke alarm network in your home.</p></div>

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Fire Pit Installation questions, answered by experts

If a storm or other natural disaster occurs in your area, you may not have immediate access to help. According to the U.S. Federal Emergency Management Agency, keep a disaster preparedness kit in your home with enough essentials to sustain your family for at least 72 hours. Put this in an easily accessible location to have it handy in case anything unthinkable happens.

Regular inspections, battery replacements, and testing alarms help maintain reliability.

There are several strategic ways to lower your home insurance premium. The primary one is to shop around and get quotes every few years to make sure you’re getting the best deal. Also, sometimes bundling your auto and homeowner’s insurance will get you a discount on both. Finally, try to keep your credit score up; many homeowner insurance companies use credit scores to generate quotes.

Installing a spark arrestor on your home’s chimney is an essential task. It reduces fire risk and ensures your chimney is compliant for insurance and building code purposes. Not having a spark arrestor could invalidate your home insurance or cause snags when it comes to a house sale.

Smoke detectors come in two different options: hardwired or battery-operated. While hardwired units are attached directly to the home’s electrical system, a battery-operated smoke detector only needs a simple battery for operation and can be placed virtually anywhere in your home. Some homeowners may mistakenly think their battery-operated units are hardwired in because all their units are interconnected, but many battery-operated units can operate within a smoke alarm network in your home.

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