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A tree growing close to a house can cause problems, but cutting it down isn’t always the best solution. Trees planted close to your home could damage your foundation as their roots grow. In addition, they can drop large branches on your house, make it easier for critters and insects to access your home, and encourage mold growth. But if the tree has been there for a long time, it may not pose a risk to your foundation, and it could be more beneficial—not to mention cheaper—to strategically trim it instead. Your best bet is to consult an arborist for advice.

You don’t always need a permit to grind a stump, but you might need one depending on your location and the stump’s surroundings. Permits are often needed if the stump is part of a protected tree species, near public areas or utility lines, or close to environmentally sensitive zones like wetlands. Some cities also regulate noise and work hours. Always check local rules before grinding, and contact your city or county office if you're unsure.

If a disease has attacked and destroyed the roots, then the tree may fall over as soon as it has died or while part of it is still alive. Trees that die with their roots left in place tend to stay standing for much longer, but those roots will decay eventually, allowing gravity to do the rest.

Tree removal can be quite expensive, especially for larger projects, but you can use the following tips to help keep costs down:

• Do the yard cleanup afterward yourself

• Choose to leave the logs on your property and split them yourself

• Opt to leave the stump in the ground and tackle stump grinding yourself

• Pull permits for tree removal, if necessary, to avoid fines

• Pay to have multiple trees removed at once

• Remove tree in the late winter or early spring during off-season