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Subcontractors questions, answered by experts

Yes, you can finance new construction using a construction loan or a construction-to-permanent loan, or you can use a home equity line of credit or a cash-out refinance if you’re building a second home. Some mortgagors may have restrictions on DIY house builds, so be sure to check that you can get financing before starting your project.

Construction typically takes 1-3 weeks, depending on the project’s scope and customization.

Common pitfalls include underestimating the cost of site preparation, overlooking permit and utility fees, and not setting aside funds for unexpected changes. Change orders during construction can disrupt your budget. It’s best to plan a detailed budget, obtain multiple quotes, and include a 10% to 15% contingency fund for unexpected expenses.

Painting countertops can take a few days to complete yourself. However, keep in mind that it can take up to 14 days for the sealer to cure. So, you want to make sure you wait the manufacturer's recommended amount of time before using your countertops after painting them.

Most commercial projects take 3-7 days, including curing time, depending on size and weather conditions.

The Seabrook Island, SC homeowners’ guide to subcontracting services

From average costs to expert advice, get all the answers you need to get your job done.