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Roofing questions, answered by experts

No, cool roofs are not suitable for all climates. Cool roofs are very good at reflecting solar heat, so they’re suitable for homes in warm or hot climates. However, they’re not good at retaining heat, so they’re not suitable for homes in cold climates.

Homeowners insurance may cover the cost to tarp a roof if the type of damage falls within your coverage. For example, roof damage caused by a natural disaster may fall within your plan, and the cost of a temporary tarp may be incorporated. In general, however, simply tarping your roof for renovations will often not fall under insurance coverage.

Architectural shingles typically last between 20 and 30 years. While some manufacturers provide warranties for 30 to 50 years, particularly for extreme weather, achieving such a long lifespan is uncommon. The actual life of your shingles can be shorter if you live in an area prone to strong winds, hailstorms, or other severe weather. To avoid the risk of roof failure and costly water damage from leaks, it is recommended to replace your roof before it reaches the end of its expected life. Scheduling regular roof inspections every few years is a good way to assess your roof's condition and determine the best timeline for replacement.

You can technically install a metal roof over asphalt shingles, but it isn’t a good idea. This is because you’re essentially creating a moisture barrier under the metal, which can easily—and often does—lead to significant mold damage. Removing an asphalt roof isn’t terribly expensive, and some roofing companies might cut you a serious labor and disposal discount if you add it to a new install.

The level of underlayment’s water resistance will depend on the type of underlayment. The most popular underlayment, felt, is water-resistant, but it can’t withstand long direct exposure to rain or the elements. 

Synthetic underlayment is more waterproof, but asphalt is the only fully waterproof type of underlayment.

The Pacolet, SC homeowners’ guide to roofing services

From average costs to expert advice, get all the answers you need to get your job done.

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