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Homeowners insurance may cover the cost to tarp a roof if the type of damage falls within your coverage. For example, roof damage caused by a natural disaster may fall within your plan, and the cost of a temporary tarp may be incorporated. In general, however, simply tarping your roof for renovations will often not fall under insurance coverage.

The proper specifications for furring strips can vary, so you should always consult the roofing manufacturer's guidelines or your roofer. However, general recommendations are as follows:

• Thickness: Furring strips are typically 1 to 1-1/2 inches thick, meaning standard 1-by or 2-by lumber works well. In areas with extreme winds, a thinner strip may be preferred to limit how much air can get under the roof and cause uplift. A thicker strip can add slightly more insulation but will also increase installation costs.

• Spacing: The recommended spacing for furring strips is between 12 and 24 inches apart on center. Proper spacing is crucial for ensuring good airflow, adequate drainage, noise reduction, and better energy efficiency. The ideal spacing can depend on the roof's pitch and the specific type of metal roofing being installed.

You can install a spray foam roof over shingles, but it may compromise the roof’s protective qualities or shorten its lifespan. Before installing a new roof, ask a qualified roofer if your existing roof needs to be removed before installing a spray foam roof so you ensure your home has quality, long-lasting protection. 

Generally, the term “rolled roofing” refers to MSR (mineral surface roll) roofing. This type of roofing is similar to asphalt shingles but comes in a roll that’s unraveled and installed over your roof deck. There are many types of rolled roofing, including TPO, EPDM, and modified bitumen roofing (aka torch down roofing).