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No, homeowners insurance does not typically cover moving expenses. Homeowners insurance provides coverage and pay-outs if you experience damage to the home you currently live in. You’ll need to save separately for moving expenses like hiring movers, renting a tow truck, or shipping your belongings.

It’s not possible for a single person to move a hot tub. However, it’s possible for a small team of people to move a hot tub with the right skills and equipment. When hiring a moving team for this job, be sure to specify the size and weight of the item to ensure that they send several professionals to take care of the task.

Start by removing any obstacles in the moving path, such as side tables, lamps, or other furniture. If your couch has legs, unscrew them. Measure the couch and the stairway to ensure you have enough room; if it seems unlikely, examine the shape and size of the couch and decide whether it might fit better up the stairway and through doorways on its side, held diagonally, or moved in an upright position.

Consider putting the sofa on a dolly to go up the stairs. It should be able to fit upright on a standard dolly with wheels. You’ll still need to lift the dolly—with the couch on it—up the stairs, but it will reduce the physical strain. The person holding the dolly should pull the couch up, while the helper should be on the other side, keeping the couch secure and steady.

If you don’t have a dolly, the person in front should lift the couch slightly higher than the person in the back to create more stability. The person in the back should also be the stronger mover, as most of the weight will be distributed there.

To prepare for moving a piano, start by documenting its current condition with photos in case of any damage during the move. Secure the piano's lid and wrap the instrument, including its keys and pedals, with bubble wrap and moving blankets for protection. Note that if you have hired professional piano movers, they may handle this step for you.

Next, prepare the space. Measure any tight spaces or doorways to ensure the piano will fit through. Clear a wide path from the piano's location to the exterior door, removing any furniture or obstacles. It is also helpful to prop open doors to make the exit easier.

On moving day, ensure the moving truck can park as close to the exit as possible. For safety, keep children and pets away from the moving area to prevent accidents or distractions.