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If the water damage is small, such as small patches, you can paint over the area. To prevent mold growth, roll on a coat of an antifungal primer beforehand painting. However, if the damage is more extensive, you may have mold, and the plaster will be compromised. You’ll have to replace the plasterboard.

You’ll want to inspect your plaster walls for signs of damage before painting. If you notice soft spots, deep cracks, bubbling, or areas where the plaster is crumbling or pulling away from the wall, it likely needs repair. While small hairline cracks are common and likely cosmetic, you should address larger issues before painting to ensure a quality, smooth finish.

Generally, your homeowner’s insurance might only cover ceiling collapses caused by problems under the coverage, such as a busted pipe. But if the ceiling collapse resulted from owner negligence, maintenance issues, or other reasons excluded by your policy, you could be on your own. Some policies might cover damages caused by the collapse but not the repair itself. Check with your policy carrier for the most accurate information regarding ceiling collapse coverage.

Plastering comes at a higher cost than installing drywall, but it also provides some pretty enticing benefits. First, plaster usually lasts longer than drywall, so long-term costs will usually be lower. Second, plaster is a highly insulative material, so it might help make your living area feel more comfortable and keep your heating and cooling costs lower, especially in the summer and winter. Finally, plastering is naturally textured, so it helps hide imperfections and often adds warmth to your home that drywall won’t.