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Roofing questions, answered by experts

The amount of hail damage that warrants a roof replacement depends on the size of the hail. In many cases, a roof replacement is needed if your roof gets hail that is 1 inch or larger in diameter. You may also need to replace a roof due to hail damage if you notice several dents in the shingles or there are seven to 10 hail impact marks within a 10x10 foot area on your roof.

Underlayment exists under your tile roof. It helps protect your home by acting as a secondary water barrier. Often, when roof tiles fall off, underlayment that's in good condition can temporarily keep water from getting into the home. However, immediate replacement of missing tiles is crucial to avoid additional roof damage. 

Ideally, you shouldn’t pay your roofer upfront unless you’re special-ordering materials. However, anything between 10% and 15% of the project’s cost is reasonable to pay upfront. Avoid making a final payment until after the roof gets completed.

The four types of roof sheathing are plywood, oriented strand board (OSB), planks, and tone-and-groove boards. The overwhelming majority of homes use the first two (especially OSB) and the other two are not often seen outside of special use cases. Methods of sheathing include solid sheathing, open sheathing where there are gaps, and plank sheathing. Most roofs are solid sheathing.

Manufacturers, insurance companies, and municipality regulations are phasing out three-tab shingles. Because of their short lifespan and lack of durability compared to other roofing material types, manufacturers are leaning toward better products, and cities and insurers are starting to require better building materials overall. However, 3-tab shingles are still for sale, and some roofing companies still install them.

The Vails Gate, NY homeowners’ guide to roofing services

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