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Additional contact names - Adam Lifter, Jr Goodman. Contact e-mail - [email protected], [email protected].

Foundation Repair questions, answered by experts

Homeowners insurance doesn’t usually cover a sinking foundation. While insurance will cover some kinds of foundation damage, coverage is usually limited to damage from natural disasters, fire, or impact. Foundation sinking is rarely covered by insurance, so it’s a good idea to make repairs early on to avoid costly problems in the future.

Barring extreme home foundation problems, most horizontal foundation cracks are fixable using one or more methods. Most of the repair methods require professional expertise to accomplish, and include plate anchors, steel reinforcement, soil anchors, reconstruction, or carbon fiber strip applications. Contacting a professional to diagnose the problem early can minimize repair expenses.

Depending on the severity, a slab leak can go undetected for months or even years, especially if you don’t carry out routine foundation inspections to find foundation leaks early. However, minor leaks are likely to turn into more severe leaks over time, so you might notice increases in water bills and issues with yard drainage, even if the problem is minor.

No, foundation repair is not usually covered by home insurance. Most home insurance companies typically consider foundation repair as part of your home maintenance, so they won’t cover the cost. However, foundation damage is sometimes caused by covered events such as a burst pipe or a house fire. In these cases, repairs may be covered.

If improperly installed, an egress window can compromise your foundation’s structural integrity, so it’s important to work with a pro to ensure your foundation remains in good shape. Any money you may save on a DIY egress window installation may cost you in the long run if your foundation is damaged in the process.

The Elko, NV homeowners’ guide to foundation repairs

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