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A clogged sewer line is not typically covered by homeowner’s insurance, though some sewer line issues are covered. For instance, damage related to a fallen tree is usually covered. Though sewer line replacement is not covered in a standard insurance policy, some companies offer add-ons for this purpose. Read the fine print before spending your own money.

It takes hair about two years to dissolve on its own in the drain without the use of any tool or help. Fortunately, using a drain snake, plunger, or any of the actions mentioned above to dissolve the hair will help get rid of the clog in as little as 15 minutes. 

As a preventative measure, hydro jetting should be done every one to two years. However, the best practice is to hydro jet your sewer line once per year. The ideal frequency depends on several factors, including the age and condition of your pipes, how prone they are to clogging, how often the sewer line is used, and the type of waste disposed of in the system. If you frequently experience clogs or are unsure, it's best to ask a licensed plumber for a recommendation specific to your plumbing system.

It is not advisable to use drain cleaner in a washing machine. Drain cleaners contain harsh chemicals that can damage the internal components of your washer, including rubber seals, hoses, and even the drum. These chemicals can also react with any residual detergent or fabric softener, potentially leading to noxious fumes. If your washing machine is experiencing drainage issues, it's best to address the problem directly by inspecting and cleaning the lint filter, checking for clogs in the drain hose, or seeking professional repair services. Using drain cleaner in a washing machine is a risky solution that can cause more harm than good.