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All municipalities in the U.S. require a permit for septic tank installation or septic system alteration, and the permit will usually cost between $450 and $2,500. Some municipalities also require permits for septic system repair. You’ll either need to contact your local building department or your septic tank company to ask if this is necessary before carrying out the work. Permits are not typically required to have your septic tank pumped, so provided your septic company is licensed, you can move forward with the work as needed.

The price you’ll pay for service from a septic tank company will depend on the specific service you need. Here are some common services, along with average pricing:

• Anaerobic septic system installation: $3,000–$8,000

• Aerobic septic system installation: $10,000–$20,000

• Septic tank pumping: $250–$550

• Percolation test: $700–$2,000

• Leach field installation: $2,000–$10,000

These numbers vary based on your septic system size, property layout, and more, so the best way to get an accurate estimate is to contact a septic tank professional for a custom quote.

Saving money on property taxes and having direct control over your waste system are both pros when buying a house with a septic tank. However, it’s easier on the house and the yard if a home can be hooked up to a municipal system, which is why septic tanks are best for homes where that isn’t an option. Expensive repairs, potential odor issues, and regular maintenance are all cons of septic systems. 

A properly installed and maintained septic drain field (also known as a leach field) can last up to 50 years, though the average is around 20 years. However, factors like poor soil conditions, heavy usage, or improper maintenance can significantly shorten its lifespan to 15-20 years.

To extend the life of your drain field:

• Schedule Regular Inspections: Have the entire septic system, including the drain field, inspected every two to five years to catch problems early.

• Protect the Area: Avoid driving heavy vehicles or placing heavy structures over the drain field. Plant only grass or other lightweight vegetation with shallow roots over the area.

• Maintain the Septic Tank: Proper care of the septic tank, including regular pumping and avoiding harmful chemicals, prevents strain on the drain field.

Be aware of signs of failure, such as strange odors, standing water, or unusually lush grass over the field, which indicate your system may need professional attention.