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Watch for slow drainage, pooling water in the yard, or unpleasant odors inside or outside. Addressing these issues timely avoids significant disruptions or costs.

All municipalities in the U.S. require a permit for septic tank installation or septic system alteration, and the permit will usually cost between $450 and $2,500. Some municipalities also require permits for septic system repair. You’ll either need to contact your local building department or your septic tank company to ask if this is necessary before carrying out the work. Permits are not typically required to have your septic tank pumped, so provided your septic company is licensed, you can move forward with the work as needed.

Common signs that a septic tank is full include plumbing issues, odors, and changes in your yard. You may notice wastewater or sewage backing up into your home's drains, or that sinks, tubs, and toilets are draining slowly. Gurgling or bubbling sounds from the pipes are also a key indicator. Outside, you might smell foul sewage odors around your house or the septic tank area. Look for pooling water, spongy soil, or a marshy environment around the drain field. Another tell-tale sign is a patch of grass over the septic system that is suddenly lusher and greener than the rest of your lawn. If you notice any of these signs, you should contact a septic professional for an inspection and pumping.

Saving money on property taxes and having direct control over your waste system are both pros when buying a house with a septic tank. However, it’s easier on the house and the yard if a home can be hooked up to a municipal system, which is why septic tanks are best for homes where that isn’t an option. Expensive repairs, potential odor issues, and regular maintenance are all cons of septic systems.