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It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Homemade raccoon repellents can be a cost-effective and humane method for keeping raccoons off your property. Raccoons despise the smell of vinegar, so keeping a bowl of it near your home can keep them away. Some wildlife companies advise using cayenne pepper or hot sauce sprinkled near your deck or porch as another homemade option.

Yes, integrated pest management uses less harmful methods and focuses on prevention.

Spraying for mosquitos is better than fogging. A mosquito barrier spray is designed to linger on surfaces and kill mosquitos for up to three weeks, and repeated visits from your pest control pro can keep mosquitos out of your yard all season long. Fogging is a short-term fix that only works for about 72 hours and doesn't kill mosquito larvae or eggs. If you’re concerned about the environment, a natural mosquito repellant may be better than either fogging or spraying.