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For standard 2x4 walls, the ideal insulation has an R-value between R-13 and R-15. This level of insulation, typically around 3.5 inches thick, fits well within the wall cavity. Common options include fiberglass batts and spray foam. The best choice for your home can depend on your climate; use R-value maps, like those from Energy Star, to determine the recommended level for your region. For colder climates, you might also consider adding exterior insulation for greater efficiency. Always check with your local building codes to ensure you meet any required standards.

The lifespan of crawl space insulation depends on how well you maintain your insulation and the type of insulation. Fiberglass will need replacing every 15 to 20 years on average if you don't have a vapor barrier in place. If you do have vapor barriers in place, then your insulation could last much longer. Spray foam insulation can last anywhere from 80 to 100 years. 

If you feel your energy bills are too high or your HVAC system is working harder than necessary to maintain the correct temperature in your home, you may have an under-insulated home. If you’re unsure, consider having your system’s efficiency assessed by a local independent energy auditor.

When it comes to fiberglass insulation versus foam board, there are a few notable differences, both aesthetically and functionally. Fiberglass insulation is soft and flexible, meaning it can be squeezed into tight spaces more easily than foam board. Fiberglass insulation also has a higher R-value, making it a better pick for colder climates. However, foam board insulation can resist moisture and pest damage much better than fiberglass.