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Male carpenter bees actually don't have a stinger, but they will hover around areas as a defense mechanism to deter intruders. However, females can sting but are not typically aggressive and tend to only sting when threatened or provoked. They are less active at night, so you are less likely to encounter them because they tend to rest at night.

While water bugs are considered generally harmless to humans, they can bite humans if threatened. Cockroaches are often incorrectly mistaken for water bugs. In this case, cockroaches can bite but are unlikely to bite humans. 

Water bug bites can be very painful and cause symptoms such as redness, swelling, and allergic reaction. Bites will usually heal on their own. However, if you experience severe symptoms or an allergic reaction, seek medical help immediately.

The primary attractant for moles is food. With a powerful sense of smell, they seek out grubs, earthworms, ants, and other insects in the soil. Other factors can also draw them in, such as moist, loose soil which makes tunneling easier, so an overwatered lawn can be an invitation. Additionally, male moles may enter your yard to expand their territory or find a mate, and if a neighbor has a mole problem, it's possible for them to tunnel over to your property.

Whether you should stay in the home during a pest control service depends on the type of treatment. Some types allow you to stay, while others such as fumigation will require you to leave your home. The pest control company will provide specific instructions for the type of service that will be done to ensure you follow the proper protocol to keep you and your family safe.