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Mud tubes, wood damage, and swarming are typical indicators.

No, wasps only attack when they feel threatened. A sting may seem unprovoked to us, but we likely got too close to a nest. Threatened wasps do, however, send out a strong pheromone that instantly attracts any other wasps in the area. 

For years, it was believed that hobo spider bites were incredibly dangerous, causing flesh-eating wounds. But the rumors of their bites were greatly exaggerated, and there's been no real evidence showing a connection between a hobo spider bite and necrotizing wounds. 

That said, the spiders can and do bite, usually as a defense response. They won't attack you unprovoked, but if you take them by surprise and get close enough, they may bite you. Their bites may cause some minor irritation or itchiness. 

You can use commercial repellents to help deter rodents, but they often have mixed results. A better solution is preventing rodents from getting under your home in the first place. Using steel wool or foam sealer, plug all potential entry points like gaps and cracks in the foundation. 

Also, consider installing hardware cloth or wire mesh over vents, utility openings, and any openings under the porch or foundation. Regular inspections and maintenance will aid in early detection and prevention, ensuring a rodent-free environment beneath your house.