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There are several methods to hollow out a tree stump, and the best one depends on your tools, experience, and priorities. Common methods include using a chisel and hammer, a chainsaw, or burning.

• Chisel and Hammer: This is often considered the easiest approach for those with limited tools or experience, though it is the most time-consuming.

• Chainsaw: Using a chainsaw is the fastest method, but it comes with significant safety risks, especially for inexperienced users.

• Burning: This can be an effective method, but it is not recommended unless you can first drill holes into the stump. Without holes, the stump will be difficult to light and may not burn completely through.

A power drill with at least a ⅜-inch diameter bit can make the job quicker and easier, regardless of the primary method. While you can use a chisel or chainsaw without a drill, it will require more time and effort. Always wear protective goggles and thick gloves, as splinters are an inevitable risk.

Hard soil could be a sign of overly dry dirt, either from poor drainage or drought. It's important to test the nutrient levels, density, and drainage capacity of your soil to see if it's absorbing water properly. Begin by adding a light layer of water and observing how long the soil retains moisture. If you experience a good deal of runoff, you may need to aerate your lawn, apply a wetting agent, or hire a professional for a closer look.

To determine whether your homeowners' insurance will cover crawl space repair, consider the cause of the issue. Repair may be covered if the problems were caused by an event that the insurance covers, such as vandalism or a windstorm. However, companies won't cover the repair if the issues are caused by neglect or wear and tear.

The cost to repair a crawl space runs between $1,500 and $15,000, depending on the extent of the damage. Major flooding or water repairs can cost up to $10,000 for removal and repairs. If you simply need to clean your crawl space, expect to pay between $2,000 and $6,000 for a major cleanout. Replacing a crawl space beam due to rot or damage can cost between $1,500 and $5,000, while removing and replacing damaged insulation costs between $1,000 and $4,000.