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Coverage varies quite a bit by policy, but most homeowners' insurance policies will cover $500 to $1,000 of the cost of removing a tree. Additionally, if your tree causes damage to your property, like your house, many policies will cover some or all of the costs to repair the damage, depending on why the tree fell.

The cost of trees varies massively based on the size of the tree and the species. A small Colorado spruce can cost as little as $30, but a golden rain tree of the same size can cost $90. Large trees can cost $1,500 or more, depending on their species and height.

If you’re planning on keeping the tree, unless the roots are invasive, there’s no need to remove them, as doing so can cause damage to the tree. If the tree has been cut down and the stump and roots are left, grinding and removing the stump can cause root decay for some species. For other species, the stump and roots will need to be removed to prevent pests, disease, and possible tree regrowth.

You may be looking to identify maple trees to use for home improvement projects. In that case, you can tell hard maples by looking at their leaves. Leaves will have a U-shaped dip, or sinus, between the points, or lobes, of the leaves. Leaves of soft maples tend to have V-shaped sinuses.

If you already have the cut wood in front of you, look for a light, uniform color to identify hard maple wood and check for variations of red, gray, or brown streaks and an overall darker color in soft maple wood.