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Avatar for The Credit Doctor's

The Credit Doctor's

No reviews yet

The Credit Doctor's

No reviews yet
5 years of experience

Our passion is educating the consumer and helping them successfully restore their bad credit and financial situation. Our unique experience has brought us all together to share what we love. As a group we have a collection that ranges from creative and rare with a combined 50 years experience. We are a one stop shop for all your information and answers to credit restoration, auto, mortgage, credit cards, personal loan, bankruptcy, repossession, extended warranty, gap insurance., and much more.

Our passion is educating the consumer and helping them successfully restore their bad credit and financial situation. Our unique experience has brought us all together to share what we love. As a group we have a collection that ranges from creative and rare with a combined 50 years experience. We are a one stop shop for all your information and answers to credit restoration, auto, mortgage, credit cards, personal loan, bankruptcy, repossession, extended warranty, gap insurance., and much more.


Gateway Insurance Network

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Gateway Insurance Network

No reviews yet
Free onsite estimate

Gateway Insurance Network offers insurance products to protect all of your personal & business needs. We know our customers need options so we match our policy plans to meet our clients risks, concerns and budget! "A BETTER WAY TO BUY INSURANCE" Company Overview: Insurance & Financial Services In Missouri - Products Include: Auto - Home - Life - Disability - Business Individual, Family & Group Insurance Products

Gateway Insurance Network offers insurance products to protect all of your personal & business needs. We know our customers need options so we match our policy plans to meet our clients risks, concerns and budget! "A BETTER WAY TO BUY INSURANCE" Company Overview: Insurance & Financial Services In Missouri - Products Include: Auto - Home - Life - Disability - Business Individual, Family & Group Insurance Products




Avatar for Amend Certified Home Inspections

Amend Certified Home Inspections

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Amend Certified Home Inspections

No reviews yet
14 years of experience

Self owned and operated home inspection service. Providing certified reports for clients purchasing and or selling a home. Encouraging home owners to have their homes inspected once a year for safety and maintenance reasons.

Self owned and operated home inspection service. Providing certified reports for clients purchasing and or selling a home. Encouraging home owners to have their homes inspected once a year for safety and maintenance reasons.


A&M Urban Renewal

5.00(
1
)

A&M Urban Renewal

5.00(
1
)
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

Owner operated company, general contracting/remodeling, specialize in all flooring materials especially Hardwood install/Refinish, stone, and tile of all kinds. Fully Insured and neighbor assured. Providing professional remodeling/repairs throughout the city and county. Historic Preservation and restoration of older homes. Payment is made in accordance to signed contract where only 30% is required as a down payment, balance upon completion. Subcontractors dont exist with us, we do it all ourselves. In some

"I recently had Matt with A&M Urban Renewal out to renovate my home. Matt was very polite and helped with explaining the projects start to finish. He provided recommendations when considering my budget and my goals in adding value to my home. He was very knowledgeable and experienced with many different projects I was in need of. The quality of his workmanship was outstanding! I would highly recommend A&M Urban Renewal to my friends and family!"

Alicia V on March 2018

Owner operated company, general contracting/remodeling, specialize in all flooring materials especially Hardwood install/Refinish, stone, and tile of all kinds. Fully Insured and neighbor assured. Providing professional remodeling/repairs throughout the city and county. Historic Preservation and restoration of older homes. Payment is made in accordance to signed contract where only 30% is required as a down payment, balance upon completion. Subcontractors dont exist with us, we do it all ourselves. In some

"I recently had Matt with A&M Urban Renewal out to renovate my home. Matt was very polite and helped with explaining the projects start to finish. He provided recommendations when considering my budget and my goals in adding value to my home. He was very knowledgeable and experienced with many different projects I was in need of. The quality of his workmanship was outstanding! I would highly recommend A&M Urban Renewal to my friends and family!"

Alicia V on March 2018


Avatar for Joshua Horn, Realtor, Coldwell Banker Gundaker

Joshua Horn, Realtor, Coldwell Banker Gundaker

No reviews yet

Joshua Horn, Realtor, Coldwell Banker Gundaker

No reviews yet
13 years of experience

1. Your REALTOR® can help you determine your buying power -- that is, your financial reserves plus your borrowing capacity. If you give a REALTOR® some basic information about your available savings, income and current debt, he or she can refer you to lenders best qualified to help you. Most lenders -- banks and mortgage companies -- offer limited choices. 2. Your REALTOR® has many resources to assist you in your home search. Sometimes the property you are seeking is available but not actively advertised in the market, and it will take some investigation by your agent to find all available properties. 3. Your REALTOR® can assist you in the selection process by providing objective information about each property. Agents who are REALTORS® have access to a variety of informational resources. REALTORS® can provide local community information on utilities, zoning. schools, etc. There are two things you'll want to know. First, will the property provide the environment I want for a home or investment? Second, will the property have resale value when I am ready to sell? 4. Your REALTOR® can help you negotiate. There are myriad negotiating factors, including but not limited to price, financing, terms, date of possession and often the inclusion or exclusion of repairs and furnishings or equipment. The purchase agreement should provide a period of time for you to complete appropriate inspections and investigations of the property before you are bound to complete the purchase. Your agent can advise you as to which investigations and inspections are recommended or required. 5. Your REALTOR® provides due diligence during the evaluation of the property. Depending on the area and property, this could include inspections for termites, dry rot, asbestos, faulty structure, roof condition, septic tank and well tests, just to name a few. Your REALTOR® can assist you in finding qualified responsible professionals to do most of these investigations and provide you with written reports. You will also want to see a preliminary report on the title of the property. Title indicates ownership of property and can be mired in confusing status of past owners or rights of access. The title to most properties will have some limitations; for example, easements (access rights) for utilities. Your REALTOR®, title company or attorney can help you resolve issues that might cause problems at a later date.

1. Your REALTOR® can help you determine your buying power -- that is, your financial reserves plus your borrowing capacity. If you give a REALTOR® some basic information about your available savings, income and current debt, he or she can refer you to lenders best qualified to help you. Most lenders -- banks and mortgage companies -- offer limited choices. 2. Your REALTOR® has many resources to assist you in your home search. Sometimes the property you are seeking is available but not actively advertised in the market, and it will take some investigation by your agent to find all available properties. 3. Your REALTOR® can assist you in the selection process by providing objective information about each property. Agents who are REALTORS® have access to a variety of informational resources. REALTORS® can provide local community information on utilities, zoning. schools, etc. There are two things you'll want to know. First, will the property provide the environment I want for a home or investment? Second, will the property have resale value when I am ready to sell? 4. Your REALTOR® can help you negotiate. There are myriad negotiating factors, including but not limited to price, financing, terms, date of possession and often the inclusion or exclusion of repairs and furnishings or equipment. The purchase agreement should provide a period of time for you to complete appropriate inspections and investigations of the property before you are bound to complete the purchase. Your agent can advise you as to which investigations and inspections are recommended or required. 5. Your REALTOR® provides due diligence during the evaluation of the property. Depending on the area and property, this could include inspections for termites, dry rot, asbestos, faulty structure, roof condition, septic tank and well tests, just to name a few. Your REALTOR® can assist you in finding qualified responsible professionals to do most of these investigations and provide you with written reports. You will also want to see a preliminary report on the title of the property. Title indicates ownership of property and can be mired in confusing status of past owners or rights of access. The title to most properties will have some limitations; for example, easements (access rights) for utilities. Your REALTOR®, title company or attorney can help you resolve issues that might cause problems at a later date.




Avatar for Cardinal Contractors LLC

Cardinal Contractors LLC

4.75(
8
)

Cardinal Contractors LLC

4.75(
8
)
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

Cardinal Contractors has a full staff of knowledgeable estimators, roofing/siding/gutter specialists, designers, project managers, and experienced carpenters ready to assist you. We only use the best products that are installed by superior and experienced craftsmen. Cardinals mission is to serve and restore aged or damaged residential and commercial properties with the utmost care and attention to detail. We pride ourselves on our excellent customer service and customer satisfaction. Restoring homes & properties back to their original beauty is what we do best! Our Insurance claims specialists work closely with adjusters and your insurance company to get you approved for top dollar, meaning we could save you thousands and add value to your home or property. We help homeowners/property owners by preparing all necessary documentation to start and manage the restoration process until the job is complete. Customer satisfaction from start to finish is what we are after. Call and ask about our FREE home/property inspections and talk to one of our professional team members at 1-800-324-8388 or feel free to get started online. We want your business and we look forward to meeting with you.Additional phones: (573) 303-3865 & (314) 266-4633. Additional FAX: (314) 558-8199. Additional email: [email protected].

"The roof was done in a timely manner and it looks great. I was very happy with Cardinal contractors work."

Claire C on June 2020

Cardinal Contractors has a full staff of knowledgeable estimators, roofing/siding/gutter specialists, designers, project managers, and experienced carpenters ready to assist you. We only use the best products that are installed by superior and experienced craftsmen. Cardinals mission is to serve and restore aged or damaged residential and commercial properties with the utmost care and attention to detail. We pride ourselves on our excellent customer service and customer satisfaction. Restoring homes & properties back to their original beauty is what we do best! Our Insurance claims specialists work closely with adjusters and your insurance company to get you approved for top dollar, meaning we could save you thousands and add value to your home or property. We help homeowners/property owners by preparing all necessary documentation to start and manage the restoration process until the job is complete. Customer satisfaction from start to finish is what we are after. Call and ask about our FREE home/property inspections and talk to one of our professional team members at 1-800-324-8388 or feel free to get started online. We want your business and we look forward to meeting with you.Additional phones: (573) 303-3865 & (314) 266-4633. Additional FAX: (314) 558-8199. Additional email: [email protected].

"The roof was done in a timely manner and it looks great. I was very happy with Cardinal contractors work."

Claire C on June 2020

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Home Warranties questions, answered by experts

Many HVAC manufacturers provide warranties that encompass the cost of a new compressor, with durations ranging from 5 to 10 years, depending on the brand. These warranties cover critical components such as the compressor, condenser, connecting tubing, evaporator, and refrigerant charge. Moreover, they often include the necessary labor for replacement or repairs. Keep in mind that premium-brand compressors may offer lifetime warranty options. It's essential to note that these warranties rarely cover labor costs.

In most cases, appliance warranties do not transfer to new owners. However, some exceptions apply. To check the status of your appliance warranty and whether you can transfer it when you move, review the terms and conditions of your warranties or consult your home warranty service. When purchasing a new appliance or one from a previous owner, be sure to pay attention to its warranty status, including the type of coverage and any exclusions.

Several factors make a home warranty worth it or not, especially the age of your home and the condition and age of the appliances in it. If you buy an older home with most or all original appliances, a warranty may be worth the investment as these home features are more likely to need repairs or replacements. However, if you’re buying a new-construction home, a warranty may already be included, and you may not need to use it for several years. In this case, purchasing add-ons may not be worth the cost until a few years later.

Thankfully, many home warranties will cover R-22 replacement costs, and sometimes they even cover upgrading your HVAC. Since not all plans are the same, check if a home warranty is worth it before adding it to your annual costs. Most cost between $300 and $600 per year, which can be handy if you end up with an R-22 leak.

Many benefits come with buying a home warranty when selling your home, but there are drawbacks to consider, too. 

Pros

  • Peace of mind of home repair coverage

  • Incentive for buyers

  • Transferability to new owners

  • Prevent post-sale issues

Cons

  • Expensive cost

  • Exclusions of certain features or appliances

  • Coverage limits

  • Often difficult to understand

  • Potential wait for claim service 

The Saint Paul, MO homeowners’ guide to home warranties

From average costs to expert advice, get all the answers you need to get your job done.

  • Mother cooking with her daughter

    If you’re looking to add a level of protection to your home’s appliances and systems (like plumbing), you may be considering purchasing a home warranty. Keep reading to learn about the various pros and cons associated with common home warranty plans.