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Avatar for The Credit Doctor's

The Credit Doctor's

205 Runway Dr
No reviews yet

The Credit Doctor's

205 Runway Dr
No reviews yet
5 years of experience

Our passion is educating the consumer and helping them successfully restore their bad credit and financial situation. Our unique experience has brought us all together to share what we love. As a group we have a collection that ranges from creative and rare with a combined 50 years experience. We are a one stop shop for all your information and answers to credit restoration, auto, mortgage, credit cards, personal loan, bankruptcy, repossession, extended warranty, gap insurance., and much more.

Our passion is educating the consumer and helping them successfully restore their bad credit and financial situation. Our unique experience has brought us all together to share what we love. As a group we have a collection that ranges from creative and rare with a combined 50 years experience. We are a one stop shop for all your information and answers to credit restoration, auto, mortgage, credit cards, personal loan, bankruptcy, repossession, extended warranty, gap insurance., and much more.


Gateway Insurance Network

1006 Hawthorne St
No reviews yet

Gateway Insurance Network

1006 Hawthorne St
No reviews yet
Free onsite estimate

Gateway Insurance Network offers insurance products to protect all of your personal & business needs. We know our customers need options so we match our policy plans to meet our clients risks, concerns and budget! "A BETTER WAY TO BUY INSURANCE" Company Overview: Insurance & Financial Services In Missouri - Products Include: Auto - Home - Life - Disability - Business Individual, Family & Group Insurance Products

Gateway Insurance Network offers insurance products to protect all of your personal & business needs. We know our customers need options so we match our policy plans to meet our clients risks, concerns and budget! "A BETTER WAY TO BUY INSURANCE" Company Overview: Insurance & Financial Services In Missouri - Products Include: Auto - Home - Life - Disability - Business Individual, Family & Group Insurance Products




Avatar for Amend Certified Home Inspections

Amend Certified Home Inspections

P.O. Box 1712
No reviews yet

Amend Certified Home Inspections

P.O. Box 1712
No reviews yet
14 years of experience

Self owned and operated home inspection service. Providing certified reports for clients purchasing and or selling a home. Encouraging home owners to have their homes inspected once a year for safety and maintenance reasons.

Self owned and operated home inspection service. Providing certified reports for clients purchasing and or selling a home. Encouraging home owners to have their homes inspected once a year for safety and maintenance reasons.


A&M Urban Renewal

4318 Dewey Ave.
5.00(
1
)

A&M Urban Renewal

4318 Dewey Ave.
5.00(
1
)
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

Owner operated company, general contracting/remodeling, specialize in all flooring materials especially Hardwood install/Refinish, stone, and tile of all kinds. Fully Insured and neighbor assured. Providing professional remodeling/repairs throughout the city and county. Historic Preservation and restoration of older homes. Payment is made in accordance to signed contract where only 30% is required as a down payment, balance upon completion. Subcontractors dont exist with us, we do it all ourselves. In some

"I recently had Matt with A&M Urban Renewal out to renovate my home. Matt was very polite and helped with explaining the projects start to finish. He provided recommendations when considering my budget and my goals in adding value to my home. He was very knowledgeable and experienced with many different projects I was in need of. The quality of his workmanship was outstanding! I would highly recommend A&M Urban Renewal to my friends and family!"

Alicia V on March 2018

Owner operated company, general contracting/remodeling, specialize in all flooring materials especially Hardwood install/Refinish, stone, and tile of all kinds. Fully Insured and neighbor assured. Providing professional remodeling/repairs throughout the city and county. Historic Preservation and restoration of older homes. Payment is made in accordance to signed contract where only 30% is required as a down payment, balance upon completion. Subcontractors dont exist with us, we do it all ourselves. In some

"I recently had Matt with A&M Urban Renewal out to renovate my home. Matt was very polite and helped with explaining the projects start to finish. He provided recommendations when considering my budget and my goals in adding value to my home. He was very knowledgeable and experienced with many different projects I was in need of. The quality of his workmanship was outstanding! I would highly recommend A&M Urban Renewal to my friends and family!"

Alicia V on March 2018


Avatar for Joshua Horn, Realtor, Coldwell Banker Gundaker

Joshua Horn, Realtor, Coldwell Banker Gundaker

2402 North Highway 67
No reviews yet

Joshua Horn, Realtor, Coldwell Banker Gundaker

2402 North Highway 67
No reviews yet
13 years of experience

1. Your REALTOR® can help you determine your buying power -- that is, your financial reserves plus your borrowing capacity. If you give a REALTOR® some basic information about your available savings, income and current debt, he or she can refer you to lenders best qualified to help you. Most lenders -- banks and mortgage companies -- offer limited choices. 2. Your REALTOR® has many resources to assist you in your home search. Sometimes the property you are seeking is available but not actively advertised in the market, and it will take some investigation by your agent to find all available properties. 3. Your REALTOR® can assist you in the selection process by providing objective information about each property. Agents who are REALTORS® have access to a variety of informational resources. REALTORS® can provide local community information on utilities, zoning. schools, etc. There are two things you'll want to know. First, will the property provide the environment I want for a home or investment? Second, will the property have resale value when I am ready to sell? 4. Your REALTOR® can help you negotiate. There are myriad negotiating factors, including but not limited to price, financing, terms, date of possession and often the inclusion or exclusion of repairs and furnishings or equipment. The purchase agreement should provide a period of time for you to complete appropriate inspections and investigations of the property before you are bound to complete the purchase. Your agent can advise you as to which investigations and inspections are recommended or required. 5. Your REALTOR® provides due diligence during the evaluation of the property. Depending on the area and property, this could include inspections for termites, dry rot, asbestos, faulty structure, roof condition, septic tank and well tests, just to name a few. Your REALTOR® can assist you in finding qualified responsible professionals to do most of these investigations and provide you with written reports. You will also want to see a preliminary report on the title of the property. Title indicates ownership of property and can be mired in confusing status of past owners or rights of access. The title to most properties will have some limitations; for example, easements (access rights) for utilities. Your REALTOR®, title company or attorney can help you resolve issues that might cause problems at a later date.

1. Your REALTOR® can help you determine your buying power -- that is, your financial reserves plus your borrowing capacity. If you give a REALTOR® some basic information about your available savings, income and current debt, he or she can refer you to lenders best qualified to help you. Most lenders -- banks and mortgage companies -- offer limited choices. 2. Your REALTOR® has many resources to assist you in your home search. Sometimes the property you are seeking is available but not actively advertised in the market, and it will take some investigation by your agent to find all available properties. 3. Your REALTOR® can assist you in the selection process by providing objective information about each property. Agents who are REALTORS® have access to a variety of informational resources. REALTORS® can provide local community information on utilities, zoning. schools, etc. There are two things you'll want to know. First, will the property provide the environment I want for a home or investment? Second, will the property have resale value when I am ready to sell? 4. Your REALTOR® can help you negotiate. There are myriad negotiating factors, including but not limited to price, financing, terms, date of possession and often the inclusion or exclusion of repairs and furnishings or equipment. The purchase agreement should provide a period of time for you to complete appropriate inspections and investigations of the property before you are bound to complete the purchase. Your agent can advise you as to which investigations and inspections are recommended or required. 5. Your REALTOR® provides due diligence during the evaluation of the property. Depending on the area and property, this could include inspections for termites, dry rot, asbestos, faulty structure, roof condition, septic tank and well tests, just to name a few. Your REALTOR® can assist you in finding qualified responsible professionals to do most of these investigations and provide you with written reports. You will also want to see a preliminary report on the title of the property. Title indicates ownership of property and can be mired in confusing status of past owners or rights of access. The title to most properties will have some limitations; for example, easements (access rights) for utilities. Your REALTOR®, title company or attorney can help you resolve issues that might cause problems at a later date.




Avatar for Cardinal Contractors LLC

Cardinal Contractors LLC

2362 Hwy 94 S Outer Rd
4.75(
8
)

Cardinal Contractors LLC

2362 Hwy 94 S Outer Rd
4.75(
8
)
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

Cardinal Contractors has a full staff of knowledgeable estimators, roofing/siding/gutter specialists, designers, project managers, and experienced carpenters ready to assist you. We only use the best products that are installed by superior and experienced craftsmen. Cardinals mission is to serve and restore aged or damaged residential and commercial properties with the utmost care and attention to detail. We pride ourselves on our excellent customer service and customer satisfaction. Restoring homes & properties back to their original beauty is what we do best! Our Insurance claims specialists work closely with adjusters and your insurance company to get you approved for top dollar, meaning we could save you thousands and add value to your home or property. We help homeowners/property owners by preparing all necessary documentation to start and manage the restoration process until the job is complete. Customer satisfaction from start to finish is what we are after. Call and ask about our FREE home/property inspections and talk to one of our professional team members at 1-800-324-8388 or feel free to get started online. We want your business and we look forward to meeting with you.Additional phones: (573) 303-3865 & (314) 266-4633. Additional FAX: (314) 558-8199. Additional email: [email protected].

"The roof was done in a timely manner and it looks great. I was very happy with Cardinal contractors work."

Claire C on June 2020

Cardinal Contractors has a full staff of knowledgeable estimators, roofing/siding/gutter specialists, designers, project managers, and experienced carpenters ready to assist you. We only use the best products that are installed by superior and experienced craftsmen. Cardinals mission is to serve and restore aged or damaged residential and commercial properties with the utmost care and attention to detail. We pride ourselves on our excellent customer service and customer satisfaction. Restoring homes & properties back to their original beauty is what we do best! Our Insurance claims specialists work closely with adjusters and your insurance company to get you approved for top dollar, meaning we could save you thousands and add value to your home or property. We help homeowners/property owners by preparing all necessary documentation to start and manage the restoration process until the job is complete. Customer satisfaction from start to finish is what we are after. Call and ask about our FREE home/property inspections and talk to one of our professional team members at 1-800-324-8388 or feel free to get started online. We want your business and we look forward to meeting with you.Additional phones: (573) 303-3865 & (314) 266-4633. Additional FAX: (314) 558-8199. Additional email: [email protected].

"The roof was done in a timely manner and it looks great. I was very happy with Cardinal contractors work."

Claire C on June 2020

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Home Warranties questions, answered by experts

The average cost of routine home maintenance is about 1% to 4% of your home’s total value every year. Larger projects like replacing a roof or repairing a foundation may end up costing you more, but it’s a good idea to set aside money for maintenance costs every year so you can keep your home in good shape.

Most home warranties transfer with ownership, but it depends on the home warranty provider. Some companies automatically transfer the coverage from the seller to the buyer; some require additional paperwork to complete the transfer, and others may not allow a transfer at all. Check the policy or sample contract or ask your home warranty provider to confirm before selling.

Without regular proactive maintenance, your home and the things in it will wear out, break, or otherwise deteriorate much faster than they would with routine maintenance. Regular home maintenance also helps to prevent major problems down the road. For example, regular gutter cleaning will help avoid roof and foundation problems caused by pooling water and improper drainage. 

The main types of home warranties cover the basic essentials, but additional plan types focus on specific areas such as:

  • Appliance plan: This plan covers typical household appliances like refrigerators, stoves, washer and dryer, built-in microwaves, and dishwashers. It costs $360 and $540 per year

  • System plan: Costing between $360 and $540 per year, this plan covers central home systems like HVAC, plumbing, electrical, and water heaters. 

  • Combination plan: This plan type covers both systems and appliances, costing between $545 and $1,500.

Home thermostats are covered in most home warranty plans. However, if you want your warranty to cover any repairs or replacements that you may need, you’ll need to keep your thermostat in good condition. This means cleaning and dusting it regularly, as well as making sure it has fresh batteries (if it’s battery-operated).

The New Melle, MO homeowners’ guide to home warranties

From average costs to expert advice, get all the answers you need to get your job done.

  • Mother cooking with her daughter

    If you’re looking to add a level of protection to your home’s appliances and systems (like plumbing), you may be considering purchasing a home warranty. Keep reading to learn about the various pros and cons associated with common home warranty plans.