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Unfortunately, if you cut the top off a palm tree, it will die. Instead of budding or branching out, the top begins to slowly rot. That's why having a professional tree trimming at least twice a year is a good idea. If you don’t have experience with trimming your palm tree, you might accidentally cut the top off, leaving a dead and rotting tree in your wake.

The safest way to cut down a tree is to make sure you’re completely prepared and have done all the necessary safety checks, including double-checking your equipment is in good working order, you have plenty of clearance to fell the tree, you’re wearing all the safety gear, and you have a partner to help you (who should also be wearing safety gear). 

Yes, it is highly recommended to remove tree stumps. Leaving them in the ground can lead to several problems, as they are not only unsightly but can also reduce your property's value. Stumps can obstruct landscaping plans, make mowing difficult, and hinder new growth. More importantly, they are prime breeding grounds for pests like termites, ants, and mice, which can spread to your home and cause costly damage to its wood and foundation. Stumps also attract fungi and diseases that can infect other healthy trees and plants in your yard. As a stump decays, it might sprout new, unwanted shoots. While removing a stump is an investment, it prevents these potential issues and enhances the safety, health, and appearance of your landscape.

In most cases, you should not use a pruning seal on trees after trimming. Applying a sealant can interfere with the tree's natural healing process, and it does not guarantee protection from pathogens. Instead of sealing the cut, the best practice is to support the tree's natural recovery by providing it with plenty of water and a dormant-style fertilizer. However, there are exceptions. Pruning seals may be recommended for very vulnerable species, like elm trees, in areas where dangerous diseases such as Dutch elm disease are prevalent. In these specific situations, the protection offered by a sealant can outweigh its downsides. For advice tailored to your situation, especially after cutting large branches, it is best to consult a local tree trimming professional.