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Arborists questions, answered by experts

Coverage varies quite a bit by policy, but most homeowners' insurance policies will cover $500 to $1,000 of the cost of removing a tree. Additionally, if your tree causes damage to your property, like your house, many policies will cover some or all of the costs to repair the damage, depending on why the tree fell.

Dead trees are dangerous for several reasons. They are structurally compromised and prone to branch or trunk failure, which can pose a significant safety risk to people, vehicles, and nearby structures. Dead trees can also harbor pests like termites, which may spread to other trees or your home. If a tree died from a disease, it could spread the illness to healthy trees. Additionally, the dry wood is highly flammable, increasing fire risk.

Trees aren't big fans of moving, and they do go into shock during a transplant. Although most carefully thought-out tree transplants see the tree recover from the shock just fine, there is always a risk of having an unsuccessful move. Proper preparation, timing, and diligent aftercare are crucial to minimize the risks when transplanting a tree.

After a big storm, you may not be sure if a tree was struck or not. Look for the telltale long scars, like strips or gouges in the bark of the tree, running in sometimes jagged lines down the length of the trunk. These scars will often show vulnerable living wood inside the tree. It’s also common to see scorched or wilted leaves on the side or top of the tree where lightning struck.

Absolutely. These steps are significantly easier, too, especially when it comes to preserving the root ball and moving the palm tree. However, you will want to make sure the tree has plenty of fertilizer to establish itself and start growing. Supports may also be more important, as it can take extra time for a potted palm to spread out its roots. If you are transferring a palm to another pot, you’ll want to move up a size or two to a larger pot. Make sure the pot has excellent drainage to keep the palm from getting waterlogged.

The Lebanon, MO homeowners’ guide to arboricultural services

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