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Deciding whether to replace just the AC coil or the entire system depends on the age of your unit and the overall cost. Replacing a coil is less expensive than a full system replacement, but it can still be a pricey repair. If your HVAC system is relatively new and still under warranty, or if the replacement cost is significantly lower than a new system, replacing the coil can be a worthwhile investment that restores efficiency and extends the unit's life. However, for older systems (nearing the end of their 10-15 year lifespan) or those with extensive damage, it is often more cost-effective to replace the entire AC unit. Mismatched coils in an older system can lead to inefficiency and future breakdowns, so a full replacement ensures optimal performance and avoids further costly repairs.

Yes, having mismatched evaporator and condenser coils in your AC system can lead to serious issues. For instance, it can result in higher monthly energy costs as the system runs longer to compensate for the mismatch. This mismatch can also put extra stress on the system, compromising its efficiency and longevity. 

Along with that, mismatched coils can lead to higher temperatures and humidity levels in the home. What’s more, using coils of different sizes may violate the manufacturer's warranty, as they are designed to work synergistically, and any mismatch could lead to repairs and system failure.

Yes, HVAC zoning is generally considered worth the investment by both experts and homeowners. Zoned systems offer significant benefits in convenience, efficiency, and comfort by allowing you to set different temperatures for various rooms or 'zones' in your house. This ability to heat and cool only the spaces you're using leads to energy savings and lower utility bills. Zoned systems are especially effective in multi-level homes that experience temperature fluctuations, but even smaller homes can benefit from the ability to adjust temperatures more quickly. While the up-front installation cost can be high, many find it's a worthwhile long-term investment, particularly for those who plan to stay in their home for a while.

NATE (North American Technician Excellence) certification is not legally required for HVAC technicians in most areas, but hiring a professional with this certification is highly recommended. NATE-certified technicians demonstrated their expertise and proficiency in different types of HVAC systems, offering assurance of quality service. It's a voluntary certification, yet it indicates a commitment to professionalism and ongoing training. Choosing a NATE-certified technician often means you're working with someone who is up-to-date on industry standards and best practices, which can lead to better service, energy efficiency, and long-term cost savings.