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If you're looking for supplemental heating for your home, an electric fireplace can be worth purchasing. A prefab, freestanding model will only set you back a few hundred dollars and can help to heat up drafty or cooler rooms. Electric fireplaces don't have the maintenance requirements of gas or wood-burning fireplaces and don't require you to buy wood or other fuel.

Both wood-burning stoves and fireplaces can emit smoke and other combustion gases that are harmful to human health. According to the American Lung Association, wood smoke can lead to coughing and wheezing as well as long-term health impacts like increased risks for heart attacks and stroke. 

Newer models meet the modern efficiency standards set in 2020 by the Environmental Protection Agency for cleaner burning, more efficient wood stoves. Regular maintenance can also minimize smoke.

Pellet stoves are safer than wood stoves in many ways. They don’t produce as many creosote deposits as wood stoves do, they create less smoke, and the flames are contained, decreasing the risk of any sparks or embers creating a house fire. Pellet stoves also burn more cleanly and efficiently than wood stoves do.

Fireplace inserts have several potential disadvantages. The cost of the insert and its installation can be a significant investment, as the process can be complicated and expensive, particularly if modifications to the existing fireplace are necessary. Aesthetically, some people find that inserts lack the traditional look and authentic ambiance of an open, crackling fire. There are also ongoing costs for maintenance, cleaning, and fuel. Fuel type can be a limitation; for example, an insert may be unusable if you don't have access to its specific fuel source. Maintenance and repairs can also require specialized services, especially for gas or electric models. Finally, while an insert is more efficient than an open fireplace, it may not heat a home as evenly as a central HVAC system.