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The damper, located just above the firebox, can open or close the chimney flue. The damper should remain closed unless there’s a fire burning in the fireplace. Closing the damper prevents energy loss through the chimney and cold air from seeping into the home during the winter. Opening the damper helps maintain airflow when there is a fire and prevents smoke and gases from venting into the house.

Homeowners insurance may cover chimney leaks, repairs, or replacement, but coverage depends on the cause of the damage. If the chimney is damaged by a sudden, covered peril like a lightning strike, storm, hail, fallen tree, or an unexpected fire, your policy is likely to cover the costs. However, insurance generally does not cover damage resulting from normal wear and tear, old age, or a lack of proper maintenance, such as failing to perform regular cleanings and inspections. If a fire or other damage is caused by a known issue you didn't address, the claim may be denied. Additionally, some policies may have specific exclusions for events like high winds or earthquakes.

Ideally, your chimney cap should be at least 8 inches above the top of the flue, though it's better if it's even higher. You want it to sit that high because it won't affect the chimney's draft, which pulls the smoke up and out of your chimney and away from your home.

Some people don’t like the look of gas fireplaces since they don’t offer the classic charm or appeal of a wood-burning fire. Plus, gas fireplace installation is more expensive than other types of fireplace installations due to the added complexity of working with gas lines. There’s also a chance that gas could get into your home, which is a major health and safety risk.